Page 19 - AAA Now! – AAA Akron Auto Club – Winter 2021

AAA
FINANCIAL MATTERS
A Family Budgeting Tool for the 21st Century
Sharing and budgeting funds across the modern family is now easier – and more secure – with reloadable prepaid cards. An inexpensive and
beneficial way to get funds quickly to those who need them, reloadable cards
often become the preferred
payment choice among even the
busiest families with dynamic
lifestyles. Whether it’s to help
support a student at college or
studying abroad, teach teens
money management and
budgeting, or help a dependent
family member with everyday
expenses, those who choose
prepaid favor responsible spending and financial security.
Card issuer and major payment networks, such as Visa®, provide critical security features in today’s prepaid card market. Two major features include chip-and-PIN technology to limit payment system fraud, and a zero-liability policy, to help ensure
cardholders aren’t responsible for unauthorized transactions. Unlike cash, a lost or stolen card can be replaced, and some networks offer emergency services like cash and card replacement.
Today’s families and young adults are choosing reloadable prepaid as a smart financial solution. It can simplify budgeting and help to teach money management skills and disciplined spending. The cards are not linked to a bank or credit account, which means there is no credit check required, and no borrowing money, running up
debt, overdraft fees or paying interest on a balance. Cardholders have control of how much and how often they choose to spend and then reload funds when necessary. Reloading a prepaid card is easy. Some cardholders automatically load their card through direct deposit or from a checking or savings account. There are also options to reload with cash or
checks. These convenient reload methods save time, and cardholders can access funds quickly.
Prepaid also offers popular account-visibility options, like online account access and smartphone apps. These features help cardholders monitor card balance and recent transactions, track spending targets, and stay on budget. Primary cardholders can easily stay informed of card activity by activation text and email alerts. Secondary cardholders have the freedom to spend independently, but only what’s loaded to the card.
Enjoy all of these benefits and multiple reload options – including AAA locations, fee-freeSUBSCRIPT 1 ATMS and more – with a AAA MemberPay Visa Prepaid Card. Purchase one at your local AAA or get more details at AAA.com/MemberPay.
1While this feature is available for free, certain other transaction fees and costs, terms and conditions are associated with the use of this card. See cardholder agreement for more details.
Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.
COMPLETE
YOUR WALLET WITH
RELOADABLE PREPAID
Large, fee-free1 ATM network
Multiple, convenient reload methods
Emergency money and card replacement2
Easy management with text alerts & mobile app3
Use prepaid as a smart way to make everyday and online purchases, a way to share money with dependents,
or as a family budgeting tool. The AAA MemberPay
Visa® Prepaid Card is not a credit card or linked to your checking account. You spend only what you load.
Get details at AAA.com/MemberPay
1While this feature is available for free, certain other transaction fees and costs, terms and conditions are associated with the use of this card. See cardholder agreement for more details.
2Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. You must notify Customer Service promptly of any unauthorized use. Consult Terms & Conditions for additional details or visit www.visa.com/security.
3Standard text message and data rates, fees and charges may apply.
Card issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Use everywhere Visa debit cards are accepted worldwide.
WINTER 2021
CALL, CLICK OR VISIT YOUR LOCAL AAA OFFICE 19
Now!
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