Page 8 - Explore Your AAA – AAA Southern Pennsylvania – January/February 2019

Insurance
Whether it’s a minor fender-bender or a serious crash, car accidents are stressful. Knowing what to do when a crash occurs can help minimize further damage to people and vehicles, and make the claims process easier.
Be prepared:
• Have adequate auto insurance coverage. Contact your AAA insurance agent to ensure you have the coverage you need.
• Store important information in your glove box, including vehicle registration, evidence of insurance and any relevant medical information for you and your family.
• Ensure your cell phone is charged whenever you get on the road, and keep a pen and paper handy to jot down information.
• Keep an emergency preparedness kit in your car, including a first aid kit, road flares, a flashlight with extra batteries, and water and nonperishable food.
What to do immediately after a crash:
• Stay safe. Turn on your hazard lights and move your car away from traffic if it is safe to do so. Be aware of risks from
other cars, fire or debris.
• Check yourself and others for injuries,
and call 911 and an ambulance if needed. • Depending on the state, it may be
required by law to notify law enforcement and submit a report after a crash. If law enforcement officers do not come to the scene, file a report by visiting a local police department or an insurance agency in the days after a crash. Having a report on file may help later if a liability claim
is filed.
• Record accident details, including the
date, time of day and location. Don’t forget to note the other driver’s contact information, vehicle make and model, insurance company and policy number. Get driver’s license numbers if proof of insurance isn’t provided.
• If possible, take photos of vehicle damage, license plates of all vehicles involved and location of crash.
• Protect your ID. Do not give out your address or allow your driver’s license to be photographed. Give only your name and insurance provider and policy number.
• Be careful of what you say. Don’t take the blame or blame others. Investigation may show you were not responsible.
Do not show your policy or share your policy limits.
• Call the number on your AAA Insurance card to report your claim as soon as possible. Give details while they’re fresh in your mind.
For more information about auto insurance, call your AAA Insurance agent at 1-800-222-1469, visit AAA.com/Insurance, or stop by your local AAA office.
MULTI-LINE INSURANCE BRAND OF THE YEAR
AAA has been named Auto, Home, and Life Insurance Brand of the Year in the 2018 Harris Poll EquiTrend® Study.
For almost 90 years, AAA has received an “A” or better rating by A.M. Best, the insurance industry’s most respected ratings agency.
AAA Insurance received the highest numerical Equity Score among multi-line insurance brands included in the 2018 Harris Poll EquiTrend® Study, which is based on opinions of 77,031 U.S. consumers ages 15 and over surveyed online between January 3, 2018 and February 15, 2018. Your opinion may differ. “Highest Ranked” was determined by a pure ranking of a sample of multi-line insurance brands. A.M. Best ratings located at www.ambest.com. AAA Auto and Home Insurance provided by CSAA Insurance Group, a AAA insurer.
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JANUARY/FEBRUARY 2019