Page 19 - Explore Your AAA – AAA Southern Pennsylvania – March/April 2019

Traveling doesn’t have to mean leaving peace of mind behind. A reloadable prepaid card is an ideal payment option for travelers. Stateside or abroad, it offers convenience, security and flexibility without putting
bank and credit accounts at risk. Using a card that’s not linked to everyday accounts is a smart choice for purchases while
you’re away.
Travelers choose prepaid for many reasons, but perhaps the most notable is cash and card security. Prepaid cards that are designed for travel offer emergency cash and card replacement, in the event that a card is lost or stolen. Travelers also carry prepaid because of zero liability policies* that protect them from unauthorized transactions. Prepaid is a widely accepted form of payment, and travelers can spend and access their money anywhere the major network, such as Visa®, is accepted – including ATMs worldwide.
Those who travel with family often choose a prepaid solution that offers companion cards.
Multiple cards make distributing funds easy, and each cardholder experiences the same benefits. Not only is travel money protected, but some cards offer the advantage of lost luggage reimbursement. A perfect travel companion, prepaid adds peace of mind to cardholders that their money and luggage are protected, near or far.
Setting a travel budget to avoid over- spending while away is a smart way to stay in control of finances. Some cardholders start budgeting for a trip by having a portion of their paycheck directly deposited to their prepaid card. There are also options to reload prepaid cards with cash, account transfers or a debit or credit card. Putting cash aside for travel means not having to borrow funds and pay interest later.
Cardholders can spend and withdraw their cash when traveling – but only the amount that’s loaded to the card. If funds run low, cardholders can decide how much to replenish, while making the most of their travel dollars. A
Finalncial Services variety of reload methods mean cardholders
can access funds quickly and then spend more time creating travel memories. Any unused funds stay on the card for future use, whether for travel or the everyday.
Many prepaid cards offer free and simple ways to access and manage account information in real time. Popular card management tools include online account access and smartphone apps to monitor card balance and recent transactions. Account alerts can often be customized and used as
a helpful way to warn cardholders of a low balance.
Whether traveling the globe or staying local, prepaid card users can pay with ultimate security, stay informed with mobile management and replenish funds with many no-cost reload methods.
Enjoy all of these benefits and more with a AAA MemberPay Visa Prepaid Card. Purchase one at your local AAA or get more details at AAA.com/MemberPay.
*Visa® Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. You must notify Customer Service promptly of any unauthorized use. Consult Cardholder Agreement for additional details or visit www.visa.com/security.
Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.
STOCK UP ON THE REWARDS!
Like buying in bulk? AAA Member Rewards cardholders now earn double points at wholesale clubs like Costco®, Sam’s Club®, and BJ’s®. With the AAA Member Rewards card your 2x points on wholesale club purchases can add up fast, and there’s no limit to the points you can earn!
To LEARN MORE or APPLY, visit AAA.com/creditcard or your local AAA.
Introducing a new, everyday benefit:
3X points on
eligible travel and AAA purchases
EARN1
2X points on gas,
grocery store,
wholesale club
and drugstore purchasess
1X
1 point per $1 on all other purchases
2X points
on wholesale club purchases!
For information about rates, fees, other costs and benefits associated with the use of this card or to apply, visit the website listed above or your local AAA. 1How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments (“Net Purchases”). The following transactions are not considered purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the credit card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) per $1 for Net Purchases made with the card at any eligible gas, grocery store, wholesale club and drugstore merchant categories as designated by Bank of America. 3 Points: Earn 3 points (consisting of 2 bonus points and 1 base point) per $1 for Net Purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchant categories as designated by Bank of America. Points Expiration: Points expire 5 years after the month they were earned. Points Forfeiture: If the owner(s) of the card account voluntarily closes the card account, or if for any reason we close the card account, any unredeemed points associated with the account are subject to immediate forfeiture, unless specifically authorized by us. Rewards Program Rules: Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change. This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. AAA is a registered trademark of American Automobile Association, Inc. All other company and product names and logos are the property of others and their use does not imply endorsement of, or an association with, the rewards program. ©2019 Bank of America Corporation. ©2019 AAA. AR69S3XL
MARCH/APRIL 2019 19