Page 19 - Explore Your AAA – AAA Southern Pennsylvania – March/April 2020

Sharing and budgeting funds across the modern family is now easier — and more secure — with reloadable prepaid cards. An inexpensive and beneficial way to get funds quickly to those who need them, reloadable cards often become the preferred payment choice among even the busiest families with dynamic lifestyles. Whether it’s to help support a student at college or studying abroad, teach teens money management and budgeting, or help a dependent family member with everyday expenses, those who choose prepaid favor responsible spending and financial security.
Card issuers and major payment networks, such as Visa®, provide critical security features in today’s prepaid card market.
Two major features include chip-and-PIN technology — to limit payment system
fraud — and a zero-liability policy, to help ensure cardholders aren’t responsible for unauthorized transactions. Unlike cash, a lost or stolen card can be replaced, and some networks offer emergency services like cash and card replacement.
Today’s families and young adults are choosing reloadable prepaid as a smart financial solution. It can simplify budgeting and help to teach money management skills and disciplined spending. The cards are not linked to a bank or credit account, which means there is no credit check required,
and no borrowing money, running up debt, overdraft fees or paying interest on a balance. Cardholders have control of how much and how often they choose to spend and then reload funds when necessary. Reloading a prepaid card is easy. Some cardholders automatically load their card through direct deposit or from a checking or savings account. There are also options to reload with cash or checks. These convenient reload methods save time, and cardholders can access funds quickly.
Prepaid also offers popular account- visibility options, like online account access and smartphone apps. These features help cardholders monitor card balance and recent transactions, track spending targets, and stay on budget. Primary cardholders can easily
stay informed of card activity by activating text and email alerts. Secondary cardholders have the freedom to spend independently, but only what’s loaded to the card.
Enjoy all of these benefits and multiple reload options — including AAA locations, fee-free1 ATMs and more — with a AAA MemberPay Visa® Prepaid Card. Purchase one at your local AAA or get more details at AAA.com/MemberPay.
1While this feature is available for free, certain other transaction fees and costs, terms and conditions are associated with the use of this card. See cardholder agreement for more details.
Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.
EARN2
3x points on eligible travel
and AAA purchases
2x points on eligible gas, grocery store, wholesale club and drugstore purchases
1x 1 point per $1 on all other purchases
BE YOUR OWN
Unmask the power of points for purchases every time you wield the AAA Member Rewards Visa® card.
STATEMENT CREDIT
APPLY TODAY!
Visit your local AAA.
$And for a limited time, you can earn a
100
after qualifying purchases. 1
1Statement Credit Offer (Valid Receipt of a statement credit does not affect your responsibility to pay your Minimum Payment Due shown on each statement you receive from us. 2How You Earn Points: You earn points when you use your card to make purchases,
1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the credit card each billing cycle. 2 Points:
point and 1 base point) per $1 for Net Purchases made with the card at any eligible gas, grocery store, wholesale club and drugstore merchant categories as designated by Bank of America. 3 Points:
Points Forfeiture: If the owner(s) of the card account voluntarily closes the card account, or if for any reason we close the card account, any unredeemed points associated with the account are subject to immediate forfeiture, unless specifically authorized by us. Rewards Program Rules:
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