Page 19 - Explore Your AAA – AAA Southern Pennsylvania – May/June 2019

Search “identity theft” on the internet, and you’ll get millions of results. With an over- whelming amount of information available on this growing crime, it can be tough to get a handle on how identity theft affects you, and more importantly, what you can do to keep your personal information safe.
Identity theft occurs when someone’s personal information is fraudulently obtained and used for financial gain — often years after the original theft. Not only does identity theft invade your privacy, it robs you of your most valuable asset: peace of mind.
What can you do to prevent identity theft?
While there’s no way to stop identity theft from happening entirely, there are steps you can take to help prevent it. To get started:
1. Monitor your credit reports: Check your report from all major bureaus — Experian®, Equifax® and TransUnion®, for fraudulent activity.
ESCAPE
SHOP
ENJOY
2. Monitor your bank accounts: Check for suspicious activity. If you spot something, address it immediately.
3. Secure your accounts: Create a strong password. Even better, make it a passphrase and create a unique login for each of your social media and email accounts.
Bonus tip: For more protection and greater peace of mind, consider enrolling in ProtectMyID from AAA. Fueled by Experian, a global leader in identity security, and built for today’s changing world of increasing threats and data breaches, ProtectMyID helps you take control of, detect and resolve identity theft.
With multiple layers of identity protection available, proactive alerts and robust features like Social Media Monitoring, Identity Alerts, and Dark Web Surveillance, you can choose the level of coverage that works for your life. To take control of your identity and help minimize your risk of becoming a victim,
visit AAA.com/IDTheft.
APRs. Receipt of a statement credit does not affect your responsibility to pay your Total Minimum Payment Due shown on each statement you receive from us. Rewards Program Rules: Program Rules containing ARNFTYW6
MAY/JUNE 2019 19
Finalncial Services Understanding how “phishing” scams work
can help you keep your personal and financial data secure. Phishing involves email messages pretending to be from legitimate companies that try to get you to provide account numbers, passwords, or personal information.
If you’re not sure an email about one of your bank accounts is legitimate:
• DO call the company’s phone number or
log on to your account directly from the
company’s website.
• DON’T click on any links in these emails
• DO delete any email asking you to provide
details about you or your account.
• DO check your financial institute’s websites
for information about what to do if you
suspect your account has been phished.
• DON’T let the convenience of being able to
manage your money online mean you take your online security for granted.
Learn how to bank securely online with AAA CDs, Money Market and Savings Accounts by Discover at AAA.com/Deposits.
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