Page 8 - Explore Your AAA – AAA Southern Pennsylvania – September/October 2019

Insurance
Whether it’s a minor fender-bender or a serious crash, car accidents are stressful. Knowing what to do when a crash occurs can help minimize further damage to people and vehicles, and make the claims process easier.
BE PREPARED:
• Have adequate auto insurance coverage. Contact your AAA insurance agent to ensure you have the coverage you need.
• Store important information in your glove box, including vehicle registration, evidence of insurance and any relevant medical information for you and your family.
• Ensure your cell phone is charged whenever you get on the road, and keep a pen and paper handy to jot down information.
• Keep an emergency preparedness kit in your car, including a first aid kit, road flares, a flashlight with extra batteries, and water
and nonperishable food.
WHAT TO DO IMMEDIATELY AFTER
A CRASH:
• Stay safe. Turn on your hazard lights and
move your car away from traffic if it is safe
• •
•
• •
•
to do so. Be aware of risks from other cars, fire or debris.
Check yourself and others for injuries, and call 911 and an ambulance if needed. Depending on the state, it may be required by law to notify law enforcement and submit a report after a crash. If law enforcement officers do not come to the scene, file a report by visiting a local police department or an insurance agency immediately after a crash. Having a report on file may help later if a liability claim is filed.
Record accident details, including the date, time of day and location. Don’t forget to note the other driver’s contact information, vehicle make and model, insurance company and policy number. Get driver’s license numbers if proof of insurance isn’t provided.
If possible, take photos and video of vehicle damage, license plates of all vehicles involved and location of crash.
Protect your ID. Do not give out your address or allow your driver’s license to
be photographed. Give only your name, insurance provider, and policy number.
Be careful of what you say. Don’t take the
blame or blame others. Investigation may show you were not responsible. Do not show your policy or share your policy limits.
• Call the number on your AAA Insurance card to report your claim as soon as possible. Give details while they’re fresh in your mind.
For more information about auto insurance, contact your local AAA Insurance Agent at 1-800-222-1469, visit AAA.com/Insurance, or stop by your AAA office.
Local service in
your neighborhood
Our agents know that life changes, and they understand that getting the coverage that’s best for you, your family, and your belongings is an important decision.That’s why you can count on insurance from AAA.
Find your local AAA Insurance Agent at AAA.com/Insurance, stop by your AAA office, or call 1-800-222-1469.
AAA Insurance is provided through AAA Southern Pennsylvania Insurance Agency, which offers products through AAA-affiliated companies and non-affiliated companies.
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SEPTEMBER/OCTOBER 2019