Page 22 - AAA Central Penn – AAA Now! September/October 2015

AAA
Finding Storage for Too Much Stuff
INSURANCE SERVICES
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The average home size has increased, but people still don’t have enough room to store all their stuff: the toys, the clothes, the extra TV they just might need again someday. Instead of getting rid of things, more and more of us are renting space at self-storage facilities.
Nearly nine percent of all U.S. households currently rent self-storage units, according to the Self Storage Association. In fact, there is 7.3 square feet of self-storage space in this country for every man, woman and child.
While self-storage facilities seem to be nearly everywhere these days, how do you decide which one to choose?
What to consider when choosing a facility:
• Begin by checking out several self-storage facilities in your area to see which one might best meet your needs.
• Make sure the facility has adequate security measures, including a fence around the property and controlled access, preferably by a coded
security touch pad. Around-the-clock video surveillance adds even more security.
• Inspect the storage units to make sure they are clean and well-maintained.
• Make sure the facility has units that are the right size for your current – and future – needs. You don’t want to spend money on unnecessary storage space. However, if you’ll have more items to add in the near future, you don’t want to have to move.
• Check out what type of climate-control a facility has. This is especially important if you plan to
store upholstered furniture, clothing, appliances, books or papers that might be damaged in a damp environment or by extreme temperatures.
• Ask the manager what type of pest control measures are in place to protect against rodents and bugs that could destroy your possessions.
• If you’re storing large items, make sure the units are accessible to a pickup truck or other delivery
vehicle – for both loading in and bringing out your items.
• You may want to check with the local police department about any incidents of theft from a facility you’re considering.
• Read the fine print on the contract before signing to make sure you understand all the conditions.
• Check with your insurance carrier to make sure your homeowners policy covers personal possessions kept in self-storage facilities. Most facilities also sell supplemental insurance.
For more information on auto, homeowners and other personal lines of insurance, please contact your local AAA office.
Let us help you make sense of your Medicare options.
Come to a AAA-sponsored Medicare Supplement educational meeting.
You’re about to be bombarded with Medicare information. How do you decide what’s best for you? Medicare doesn’t cover all of your health care costs 100 percent. So it’s important for our AAA Medicare-eligible members to learn about all of their Medicare choices. Additional coverage can help prevent substantial out-of-pocket costs should you get ill or need surgery.
AAA wants to give you the entire Medicare story. That way, you can find the solution that best suits you. Join us at our Medicare Supplement educational meeting to get the full picture.
Sat., Sept. 12, 12 – 2pm • Tues., Sept. 22, 6 – 8pm • Tues., Oct. 6, 9:30 – 11:30am AAA Central Penn, 2301 Paxton Church Rd., Harrisburg PA 17110
We’ll see you there!
Space is limited.
Call today to reserve a spot for you — and a friend.
Toniece Clark-Miller at 1-844-884-1577
9 a.m. to 5 p.m. ET,
Monday through Friday
or visit AAA.com/medicaresupplement
Not connected with or endorsed by the U.S. Government or Federal Medicare Program. This is a solicitation of insurance. You may be contacted by an agent. Call to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations. Limitations, copayments and restrictions may apply. Plan features and availability may vary by location.
18.18.350.1-CP ©2015 AAA (8/15)
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SEPTEMBER/OCTOBER 2015
Now!