Page 23 - AAA Every Day – AAA Hudson Valley – January/February 2019

Payment Security
Not oNly is travel moNey protected, but some cards offer the advaNtage of lost luggage reimbursemeNt.
Travel with
Traveling doesn’t have to mean leaving peace of
mind behind. A reloadable prepaid card is an ideal payment option for travelers. Stateside or abroad, it offers convenience, security and flexibility without putting bank and credit accounts at risk. Using a card that’s
not linked to everyday accounts is a smart choice for purchases while you’re away.
Travelers choose prepaid for many reasons, but perhaps the most notable is cash and card security. Prepaid cards that are designed for travel offer
emergency cash and card replacement,
in the event that a card is lost or stolen.
Travelers also carry prepaid because of
zero-liability policies* that protect them
from unauthorized transactions. Prepaid is
a widely accepted form of payment, and
travelers can spend and access their money
anywhere the major network, such as Visa,
is accepted — including ATMs worldwide.
Those who travel with family often choose a prepaid solution that offers companion cards. Multiple cards makes distributing funds easy, and each cardholder experiences the same benefits. Not only is travel money protected, but some cards offer the advantage of lost luggage reimbursement. A perfect travel companion, prepaid adds peace of mind to cardholders that their money and luggage are protected, near or far.
Setting a travel budget to avoid overspending while away is a smart way to stay in control of finances. Some cardholders start budgeting for a trip by having a portion of their paycheck directly deposited to their prepaid card. There also are options to reload prepaid cards with
Bigstock, Goodluz
cash, account transfers or a debit or credit card. Putting cash aside for travel means not having to borrow funds and pay interest later.
Cardholders can spend and withdraw their cash when traveling — but only the amount that’s loaded to the card. If funds run low, cardholders can decide how much to replenish, while making the most of their travel dollars. A variety of reload methods mean cardholders can access funds quickly and then spend more time creating travel
memories. Any unused funds stay on the card for future use, whether for travel or the everyday. Many prepaid cards offer free and simple ways to access and manage account information
in real time. Popular card management tools include online account access and smartphone apps to monitor card balance and recent transactions. Account alerts can often be customized and used as a helpful way to warn cardholders of a low balance.
Whether traveling the globe or staying local, prepaid card users can pay with ultimate security, stay informed with mobile management and replenish funds with many no-cost reload methods.
Enjoy all of these benefits and more with a AAA MemberPay Visa Prepaid Card. Purchase one at your local AAA or get more details at AAA.com/MemberPay.
*Visa® Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. You must notify Customer Service promptly of any unauthorized use. Consult Cardholder Agreement for additional details or visit www.visa.com/security.
Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.
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