Page 25 - AAA Every Day – AAA Hudson Valley – November/December 2019

Shop Next Holiday Season with Confidence
Avoid “spend now, pay later” next holiday season by gradually setting aside funds throughout the year. Reloadable prepaid cards have become a popular budgeting tool for those who want to gain control of their finances. Using prepaid can help with budgeting and prevent overspending since there is no borrowing money or running up debt. Cardholders have control of how much they choose to spend and at what intervals.
These cards act as a debit card but provide many of the security features of credit. With chip-and-PIN technology and backed by significant payment networks, such as Visa®, prepaid cards are the smart choice for completing your wallet.
Reloading a prepaid card is easy. Some cardholders automatically load with direct deposit or from a checking or savings account. Loading a little bit at a time can
add up by the end of the year as you put money aside for future expenses. There also are options to reload prepaid cards with cash or checks. These convenient reload methods save cardholders time and get them access to funds quickly.
When you’re ready to make purchases, your funds will be ready on a prepaid card to use anywhere the major network is accepted — in person or online. As a widely
accepted form of payment, card users don’t have to worry about where they can spend or access their money. Card users spend and withdraw their own cash — but only the amount that’s loaded to the card.
The freedom to shop online shouldn’t mean compromising your personal or financial information. It’s essential to keep your primary accounts and personal data out of harm’s way. While it’s easy to pay with plastic, choosing a secure card — like a reloadable prepaid card — will eliminate worry and limit exposure to potential fraud. Reloadable prepaid cards are not linked to a bank or credit account, so finances and personal information are protected against virtual spending risks.
Many prepaid cards offer free and simple ways to access and manage account information. Popular card management tools include online account access and smartphone apps to monitor card balance and recent transactions, plus track spending targets for staying on budget.
Enjoy all of these benefits and more with a AAA MemberPay Visa Prepaid Card. Purchase one at your local AAA or get more details at AAA.com/MemberPay.
Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.
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FINANCIAL SERVICES
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