Page 4 - AAA Northampton County – AAA Now! – Fall 2016

AAA
LIFE INSURANCE Planning for Tomorrow
INSURANCE G SERVICES
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happen if you’re no longer there? Life insurance can
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help you protect the future for your loved ones.
if you’re no longer there? Life
save with AAA Life
Look at how AinAsAurLaifnec’sercaatenshceolmppyaorueptoroottehcetr
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insurance coverage you need.
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Look at how AAA Life’s rates
Get a FREE, no-obligation life insurance quote from a compare to other leading
nce can help you protect
local AAA Life Insurance Specialist today.
ture for your loved ones.
companies. Now’s the time to
get the life insurance coverage how AAA Life’ysorautenseed.
$500,000
20-YEAR TERM LIFE POLICY
to other leading
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Get a FREE, no-obligation $500,000
Specialist today.
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COMPANY lifeinsurancMeAqLuEotefromFaEMALE 20-YEAR TER
AAA Life local AAA Life Insurance
$22.44 $19.80
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$35.36
$30.52
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Prudential
$35.10
$28.80
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AAA Life
$22.44
State Farm
$32.20
$27.85
New York Life
$35.36
WE TAKE LIFE
Prudential
$35.10
Comparison of publicly available rates from www.term4sale.com and company websites.
Rates current as of 11/4/2015.
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Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada and in
AAA Life. Policy Form Series ICC11-1201/TL-1201.
AAA NORTHAMPTON COUNTY
Premiums are guaranteed for the term period, then increase annual
Premiums are guaranteedanfodrutnhdertwerimtinpgegruiioddel,inthese.nSeiencproeliacysefoarnspneucaifillcydtehtaeirlesaoftceorv.er LISA MOYER
ALAN-21470-N15-XX EASTON, PA 18045
Premiums above are examupndlesrwornitltyenanbydAmAAayLivfearInysbuarasnecde Coonmypoaunry,pLeivrosnoina,aMl hI.eAaAlAthLife
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Life insurance underwritteAnAbAyLiAfeA. APoLlicfey FInosrmurSaenrcies CICoCm11-p12a0n1y/,TLi-v1o20n1i.a, MI. AAA Life 484-546-0719
(CA Certificate of AuthorityAL#A0N7-8261417)0is-Nlic15e-nXsXed in all states except NY. Automobile Club of Southern California CA License #0003259. CSAA Life Insurance Agency of
miums above are examples only and may vary based on your personal health history
California, Inc. CA License #0D12130. Insurance products in Northern California
features may not be available in all states. Coverage ends at age 95. Life insurance
offered through AAA Northern California Insurance Agency, License #0175868,
f Authority #07861) is licensed in all states except NY. Automobile Club of Southern
ay vary based on your personal health history
in Nevada by AAA Nevada and in Utah by AAA Utah. Your local AAA club
tLaitcesn.sCeov#er0aDge12e1n3d0s.aItnasguera9n5c. eLifperiondsurcatnscein Northern California offered through AAA and/or its affiliates act as agents for AAA Life.
tatnedseinxcUeptathNYb.yAuAtAoAmUobtialehC.lYuobuorfloSocaulthAeArnAcluband/oritsaffiliatesactasagentsfor
Policy Form Series ICC11-1201/TL-1201. ALAN-21470-N15-XX
ts in Northern California offered through AAA
3914 HECKTOWN RD
People are living longer than ever before, and that means there is a need for their retirement savings to last longer. As you plan how to fund your retirement, two tools to consider are universal life insurance and annuities.
Building for the Future. While in your income- earning years, the money that will help fund your retirement can grow. A universal life insurance policy can give lifetime coverage while also allowing you to build cash value, tax-deferred. As an example, a 30-year-old male in the best rate class who is putting money into a $200,000 universal life insurance policy with a level death benefit option from AAA Life Insurance Company could, after 30 years, have as much as $86,000 from monthly payments of just $150.
Predictable Retirement Income. When you reach retirement, you can take the money that’s in your universal life policy and put it into a guaranteed
income annuity, creating a regular source of income that can pay you throughout your retirement. If you choose, you could have the annuity continue making payments to a spouse or another person you care about after your death.
Universal life insurance and annuities both offer
many options, allowing them to be customized to fit individual retirement needs. An insurance specialist
can help you review your choices and creGateea t M strategy that can help you to meet your retirement
at m
goals – letting you focus on the things th
at 484-546-0719 to get started.
att
Call AAA Life Insurance Specialist, Lisa Moyer,
AAA Life and its agents do not provide legal, tax or financial advice.
Please consult your professional advisor prior to the purchase of any policy or contract. Life insurance underwritten and annuities offered by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life is licensed
in all states except NY. Policy Form Series: ICC10-3601/UL-3601, ICC10-
4601/UL-4601.
ALAN-23510-616-XX
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20-YEAR TERM LIFE
We accept IRA rollovers
without notice. The minimum guaranteed interest rate is 1.00%. All rates shown are annual effective yields.
Year Rate1
on select annuities
$500,000
$500,000Monthly premium, age 35, best class for non-nic FEM
ANNUITY
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PLATINUM BONUS ANNUITY®
$3,000 - $49,999
AAA Life
1.15%
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1.50%
$22.44
Prudential
$35.36
State Farm
$19.80
$35.10
2.65% $30.52
$32.20
$50,000 - $499,999
State Farm
1.15% Comparison of publicly avail
Comparison of publicly available ra
$32.20
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Rates current as of 11/4/2015.
able rates from www.term4sale.com an
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$500,000 and above
Rates current as of 11/4/20
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Contact your licensed AAA Life Insurance Specialist today!
Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah.
AAA Life. Policy Form Series ICC11-1201/TL-1201.
ALAN-21470-N15-XX
LISA MOYER – AAA NORTHAMPTON COUNTY
Lisa Moyer - AAA Northampton County
3914 HECKTOWN ROAD, EASTON, PA 18045 • 484-546-0719
3914 Hecktown Road
1The first-year declared interest rate is guaranteed for the first contract year only and is sepEaaratesfrtoom tnhe,gPuaArante1ed8m0inim4u5m rate effective for all contract years. Rates current as of 1-21-16 and are subject to change
(484) 546-0719
Annuities are not short-term products. Under current tax law, earnings withdrawn before age 591⁄2 may be subject to IRS penalty and taxable. During the surrender charge period, withdrawals exceeding 10% will be
subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. For complete terms of the annuity, please refer to the contract. AAA Life Insurance
Com1 pany and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase of any contract. Product and its features are not available in all states. Annuities offered The first-year declared interest rate is guaranteed for the first contract year only and is separate from the guaranteed minimum rate effective for all contract
by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Contract Form Series ICC11-4111/DA-4111 ALAN-23109-116-XX
years. Rates current as of 1-21-16 and are subject to change without notice. The minimum guaranteed interest rate is 1.00%. All rates shown are annual
effective yields.
4 Annuities are not sh surrender charge pe
ALAN-21470-N15-XX
3914 Hecktown Rd., Easton, PA • (610) 258-2371 • www.aaanc.com
ort-term products. Under current tax law, earnings withdrawn before age 591⁄2 may be subject to IRS penalty and taxable. During the
(CA Ce
xample ableifaovraniil 1a) ibsylicAe
riod, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of
FALL 2016
financial products and may reduce principal. For complete terms of the annuity, please refer to the contract. AAA Life Insurance Company and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase of any contract. Product and its features are not available in all states. Annuities offered by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states
MOTORC YCLE AND
MOTOR HOME INSURANCE
Now available at
AAA Northampton County!
except NY. Contract Form Series ICC11-4111/DA-4111
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Now!