Page 15 - AAA Northampton County – AAA Now! – Fall 2018

MEMBER SERVICES
GETTING THE BEST VALUE
Continued
transit, specialized furniture movers and other specialized options for moving that may not be available from other companies. When you seek out the best value, you have to make sure all your needs can be addressed by your moving partner. Take this into account as you work toward making the best decision possible for your unique needs.
Why Atlas is a great value
When you partner with Atlas, you choose a moving company that excels in providing a great value for your move. We offer competitive pricing, a strong track record of successful moves and much more. Working with Atlas means every person who enters your home during a move goes through extensive background checks, and have all the skills needed to keep your belongings safe and secure.
You can use your AAA membership when moving with Atlas to realize an even better value. You get Full Value Protection for your belongings for no extra cost, an average savings of $600!
As you move forward in your moving journey, make sure you choose a partner that offers a strong mix of reasonable prices and high-quality work. Get in touch with Atlas today.
AAA
IDENTITY THEFT: WHAT IS IT AND WHAT CAN YOU DO ABOUT IT?
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Search “identity theft” on the Internet,
and you’ll get millions of results. With an overwhelming amount of information available on this growing crime, it can be tough to get a handle on how identity theft affects you, and more importantly, what you can do to keep your personal information safe.
What is identity theft?
Identity theft occurs when someone’s personal information is fraudulently obtained and used for financial gain – often years after the original theft. Not only does identity theft invade your privacy, it robs you of your most valuable asset: peace of mind.
How do thieves steal your identity?
While the most common form of identity theft – 85 percent – involves the illegal acquisition of credit cards and account information, there are many methods thieves use to steal your private information, such as your Social Security number, to commit fraud, including:
Data Breaches: A data breach occurs when
secure data is wrongly released to or accessed by unauthorized individuals. Breaches are perpetrated by a single hacker, an organized crime group, or even other governments. Thieves can sometimes wait years after a data breach to sell or misuse stolen information. In 2016, more than 31 percent of data breach victims experienced identity theft, compared to less than 3 percent of those not notified of a breach.2
The Dark Web: Think of the internet as a three-layer cake. Layer one is the public web where leading sites, like Google, reside. The second layer includes non-public sites, such as corporate intranets. The final layer
is the Dark Web. The Dark Web is an illegal marketplace where visitors mask their identities to buy and trade someone’s personal information, including passport numbers, birthdates, and more.
Phishing: Phishing scams attempt to retrieve personal and/or financial information, including computer passwords and credit card details, to defraud or steal someone’s identity. “Phishers” try to convince you to share data, and if successful, use it to defraud you.
Snail Mail Fraud: Despite digital delivery systems such as electronic bill pay, identity thieves still use mailboxes to steal personal information, including tax information, Social Security and health insurance data.
How many people are affected by identity theft?
More than 15 million Americans have experienced identity fraud and theft, with $16 billion stolen from their wallets, banking and credit accounts, personal computers, mobile phones, and even social media accounts.3
Although people between the ages of 25-64 experience the highest rate of identity theft, no one is safe, not even children4. In fact, nearly 1 million children have been victims of identity theft since 2011.5
What can you do to prevent identity theft?
While there’s no way to stop identity theft from happening entirely, there are steps you can take to help prevent it. To get started: Monitor your credit reports: Check your
report from all major bureaus – Experian®, Equifax® and TransUnion®, for fraudulent activity.
Monitor your bank accounts: Check for suspicious activity. If you spot something, address it immediately.
Secure your accounts: Create a strong password. Even better, make it a passphrase and create a unique login for each of your social media and email accounts.
With multiple layers of identity protection available, proactive alerts and robust features like Social Media Monitoring, Identity Alerts, and Dark Web Surveillance, you can choose the level of coverage that works for your life. To take control of your identity and help minimize your risk of becoming a victim, visit AAA.com/IDTheft.
1 ”Bureau of Justice Statistics. (2015). Victims of Identity Theft, 2014 (NCJ 248991)”. Bureau of Justice Statistics.
2 Javelin Strategy & Research. (2017) Identity Fraud Hits Record High with 15.4 Million U.S. Victims in 2016”. Javelin Strategy.
3 Javelin Strategy & Research. (2017) Identity Fraud Hits Record High with 15.4 Million U.S. Victims in 2016”. Javelin Strategy.
4 ”Bureau of Justice Statistics. (2015). Victims of Identity Theft, 2014 (NCJ 248991)”. Bureau of Justice Statistics.
5 http://www.idanalytics.com/media/Child-Identity-Fraud-Study.pdf
IDENTITY THEFT PROTECTION
Take control with ProtectMyID® from AAA.
Enroll at AAA.com/IDTheft or call 877-440-6943
Introducing two new ways to take control of your identity.
ENHANCED
ProtectMyID Deluxe $10.95/mo
The protection you’ve grown to trust, now with more features, including Dark Web Surveillance.
BRAND NEW
ProtectMyID Platinum $15.95/mo
Get the best value and most features with our highest level of identity protection.
As always, ProtectMyID Essential is free for AAA members.
ProtectMyID® Essential, ProtectMyID® Deluxe and ProtectMyID® Platinum are provided by Experian®. To be eligible to enroll in either ProtectMyID Essential, ProtectMyID Deluxe or ProtectMyID Platinum, you must be 18 years of age or older and a current AAA member. A valid email address and access to the internet is required for ProtectMyID Essential. Products subject to change or termination at any time without notice. Certain terms, conditions, and restrictions apply.
Bonus tip: For more protection and greater peace of mind, consider enrolling in ProtectMylD from AAA. Fueled by Experian, a global leader in identity security, and built for today’s changing world of increasing threats and data breaches, ProtectMylD helps you take control of, detect and resolve identity theft.
FALL 2018
3914 Hecktown Rd., Easton, PA • (610) 258-2371 • northampton.aaa.com
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