Page 4 - AAA Northampton County – AAA Now! – Spring 2018
P. 4
AAA
TM
INSURANCE SERVICES
LIFE INSURANCE THAT
Let us help you make sense of your Medicare options.
Come to a AAA-sponsored MEDICARE 101 educational meeting.
SATURDAY, MARCH 24 at 10:00 a.m.
(RSVP by March 22)
Meeting will be held at:
AAA Northampton County, 3914 Hecktown Road Easton, PA 18045
THURSDAY, APRIL 5 at 6:00 p.m.
(RSVP by April 3)
Space is limited.
Call today to reserve a
spot for yourself – and a friend: 610-258-2371
Not connected with or endorsed by the U.S. Government or Federal Medicare Program. This is a solicitation of insurance. You may be contacted by an agent. Call to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations. Limitations, copayments and restrictions may apply. Plan features and availability may vary by location.
GOES WITH YOU
Your employer-provided policy may not offer all the coverage you need.
If you already have life insurance through your employer, why should you consider an individual life insurance policy? Convenience, cost and choice.
CONVENIENCE
An individual life insurance policy is portable, meaning it stays with you no matter where you work. That’s one less thing to stress over if you change jobs – or even lose your job. You may not have to worry about getting comparable coverage, an increase in premium, or even any policy changes that would take effect when you retire.
COST
An individual life insurance policy is based on your health, not the health of a group of employees. With your own policy, the rate you get is personalized specifically for you. Many times – especially if you’re in good health – it’s more affordable than the group plan. A life insurance specialist can give you a rate quote in a few minutes.
CHOICE
Many company insurance policies come in one flavor. An individual life insurance policy offers more choices: You can select a term, whole, or universal life insurance policy, plus options that allow for coverage of your spouse1 and children. Portable life insurance puts you in control, providing stability to one vital part of your financial portfolio. Knowing that your family will be covered with life insurance, no matter what your job situation, helps provide a peace of mind that’s priceless.
LIFE Adds Up...
Insure Yours
Get a FREE Quote Today!
CALL: 484-546-0719 CLICK: AAA.com
VISIT: AAA Northampton
County Office
YOUR AVERAGE FOOD EXPENSES
$584 per month*
$500,00000 OF TERM LIFE INSURANCE
$1276 per month**
*Average consumer food expenses. Bureau of Labor Statistics, Consumer Expenditures -2015. Aug 30, 2016. **Rate indicated is for a $500,000, 10-year level term life insurance policy for a 35 year old female in excellent
health who has never used nicotine. Monthly automatic payment.
Premiums are guaranteed. They are level for the term period and increase annually thereafter. Premiums above are examples only and may vary based on your personal health history and underwriting guidelines. The answers provided to the health questions are used to determine eligibility for coverage. Not all applicants will qualify. Product and its features may not be available in all states. Coverage ends at age 95. This is an outline of the policy provisions and does not contain all benefits and exclusions. For complete terms of the insurance coverage, please refer to the policy. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. Products and features may vary by state. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Your local AAA club and/or its affiliates act as agents for AAA Life. Traditional Term Policy Form Series: ICC11-1201/TL-1201 (In OR: ICC11-1201).
ALAN-24226-717-XX
Plan today. Enjoy tomorrow.
David Scallion at 484-546-0719 or email Dscallion@aaanc.com.
To contact your AAA Life Insurance Specialist, call
1 Spouse includes registered domestic partner, civil union partner, or a party to a domestic partnership between two adults, recognized by state law.
Life insurance underwritten by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except NY. AAA Life CA Certificate of Authority #07861.
ALAN-22543-315-XX
Total First-Year
Annuity Rate* up%to Plan today. Enjoy tomorrow.
4.60
Conside Annuity you nee
Benefits of AAA Life’s Platinum Bonus Annuity® • Maximized earnings through the power of tax-deferral.**
• A competitive fixed interest rate with an additional first-year bon • Free withdrawal once per contract year, up to 10% of the accu
* First-year rate sThoown albeovae irs enffecmtive oas rofe, coand tsuabjecttoDchaangve wiidthouSt ncotaicel.Ilt inoclundestaofirsdt-yearybonaustfo4r th8e f4irst-c5ont4rac6t y-ea0r o7nly1. 9!
2/6/18 Contact an Agent Today!
PLATINUM AAACNURoRErNtThamptFoIRSnT-YCEAoRunty 39TO1TA4L Hecktown Rd., Easton, PA advisor prior to the purchase of any contract.
**Under current federal income tax law. AAA Life and its agents do not provide legal, tax, or financial advice. You may want to consult your professional
BBOeNneUfitSs AmNayNbUeITtaYxable.FRIaRteSsTs-YhoEwAnRaBreAaSnEnual effectivBeOyiNeldUsS.The first-year inFteIRreSstTr-aYtEeAisRguaranteed for first contract year only.It is separate from * First-year rate shown above is effective as of 2/6/18 and subject to change without notice. It includes a first-year bonus for the first contract year only.
*I*SthUSenUdgeEuraAcruMarnreOtneUtedfNedmTeSirnailminucmomIrNeattTeaExeRflfaeEwcS.tiTvAeARAfoArLTiafEellcanodntirtascINatgyTeEnatRsrsEd.ISonTtneorRetsAptTrorEavtiedsealergeacIl,NretTadxEit,eRodErfSfironTmanRctAhiaTelEafidrsvticdea.yYoufrmecayeiwptaonftftuoncdosn.sAunltnyuoituierspraorfesnsoiotnsahloardtv-tiesormr prior to the purchase of parnoydcuocntsra. Dctu. ring the surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated
Benw$eitfi3ht,so0mth0ae0yrtbuyepetastxooabflfien.aRnacteiaslsphrowdnucatrseaandnumalaeyffrecdtuivceeypierlidnsc.ipThael.Wfiristth-dyerarwianltserpersiotrratote5i9s1⁄2gumaranytebedsfuobrjeficrstttocoInRtSrapctenyeaaltrieosn,lsye.pItairsatsepfraormatethfreomantnhueitgy’usaranteed minimum rate
scheduleofsurrendercharge1s.F.o6r0co%mpletedetailsof1th.e5a0nn%uityandsurrend3e.r1ch0arg%eschedule,pleaserefertothecontractP.Ahnnouitnieseoffered
effective for all contract years. Interest rates are credited from the first day of receipt of funds. Annuities are not short-term products. During the surrender charge period, withdrawals
$49,999
by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Automobile Club of Southern
exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. Withdrawals prior to
California CA License #0003259. CSAA Life Insurance Agency of California, Inc. CA License #0D12130. Insurance products in Northern ECamliforanialoffered
59$1⁄25m0a,y00be0subpjectot to IRS penalties, separate from the annuity’s schedule of surrender charges. For complete details of the annuity and surrender charge schedule, please
through AAA Northern Californ1ia .In6su0ra%nce Agency,Licen2se.#00017%5868,in Nevada3by.A6AA0N%evada and in Utah by AAA Utah.Your local AAA club and/or its
refer to the contract. Annuities offered by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Automobile Club of
$499,999
affiliates act as agents for AAA Life. Platinum Bonus Annuity Contract Form Series: ICC11-4111/DA-4111 (In OR: ICC11-4111).
Southern California CA License #0003259. CSAA Life Insurance Agency of California, Inc. CA License #0D12130. Insurance products in Northern California offered through AAA Northern
CalAifLoA$rnN5i-a203In08s,u70r8a0-nO0ce17A-gXeXncy, License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Your local AAA club and/or its affiliates act as agents for AAA Life. Platinum Bonus
Annuity Contract Form Series: ICC111-41.161/0DA%-4111 (In OR: ICC112-41.151)0. % 4.10% ALAN-23878-218-XX and above
r AAA Life’s Platinum Bonus
to help provTidoettahelsFeciurrsityt-Year
Benefits of AAA Life’s Platinum Bonus Annuity® include:
Contact an Agent Today!
PLATINUM BONUS ANNUITY ISSUE AMOUNTS
CURRENT FIRST-YEAR BASE INTEREST RATE
FIRST-YEAR
BONUS
INTEREST RATE
TOTAL
FIRST-YEAR INTEREST RATE
$3,000 up to
nefits o
$49,999
2.10%
f AAA Li
1.50%
fe’s Plat
3.60%
inum B
$50,000 up to Ma$x49i9m,99i9zed
2.10%
earnings t
2.00%
hrough the
4.10%
power of ta
$500,000 Acaondmabopvetiti
ve fixed int
2.10%
erest rate w
2.50%
ith an addit
4.60%
Free wEitahrndnrao wleassl tohannc1e.0p0e%r —cognutararacnteyeed.ar, up to
Be
• •
Phone® tax-deferral.**
•x-deferral.**
Name
• Maximized eAadrndirnegss through the power of
onus Annuity include:
ional first-year bonus.*
Annuity Rate* up to
d to enjoy your retirement.
4.60%
Consider AAA Life’s Platinum Bonus Annuity to help provide the security
include:
us.*
you need to enjoy your retirement.
mulated cash value.
Email
• A competitive fixed interest rate with an
additional first-year bonus.*
• Free withdrawal once per contract year, 10u%p to1f0t%heofatchecuacmcuumlaultaeteddcashhvavlauelu. e.
Name
Address
MOTORCYCLE AND MOTOR HOME INSURANCE
Available at
AAA Northampton County!
4
Earn n
o less than 1.00% — guaranteed.
3914 Hecktown Rd., Easton, PA • (610) 258-2371 • northampton.aaa.com
SPRING 2018
* First-year rate shown above is effective as of 10/31/2017 and subject to change without notice. It includes a first-year bonus for the first contract year only. **Under current federal income tax law. AAA Life and its agents do not provide legal, tax, or financial advice. You may want to consult your professional
advisor prior to the purchase of any contract.
Benefits may be taxable. Rates shown are annual effective yields. The first-year interest rate is guaranteed for first contract year only. It is separate from
Now!
the guaranteed minimum rate effective for all contract years. Interest rates are credited from the first day of receipt of funds. Annuities are not short-term