Page 4 - AAA Northampton County – AAA Now! – Summer 2016

AAA
CUSTOM-FIT LIFE INSURANCE
How to get the coverage that’s right for you
INSURANCE SERVICES
REGULAR REVIEW
As you take comfort knowing that you’ve secured coverage for your current needs, remember that those needs can change. Events planned and unplanned, big and small, are a natural part of life. It’s important to regularly meet with your agent to review your coverage and, if necessary, make adjustments.
Life insurance doesn’t have to be overwhelming. Make use of the insurance professionals at AAA, and you’ll get coverage that’s custom-fit to your life.
Call (484) 546-0719 and Lisa Moyer, your AAA Life Insurance Specialist, can help with a needs analysis.
Life insurance underwritten by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except NY. ALAN-23250-116-XX
One of the things that makes life interesting is that we’re all different. Where you are in your life, what you do and what you hope to achieve are unique to you. Also unique to you are your financial needs. Do you have loved ones who count on your support? What are your financial resources, and what are your obligations?
Getting a big-picture understanding of your needs and how you’ll cover them might seem
an intimidating task. But it doesn’t have to be – particularly if you take advantage of the expertise and experience of a life insurance specialist.
VALUABLE EXPERTISE
AAA has specialists who can help you make sense of your life insurance needs and plan for the future. You can take the first step by contacting
your AAA Life Insurance Specialist for a no-cost, no-obligation analysis of your needs. The specialist will work with you to review your goals, your assets and liabilities. As you answer – and ask – questions, the agent will be able to determine your precise needs, and how life insurance best fits in.
NO GUESSWORK
Online calculators can give you a basic picture of how much life insurance you need, but a meeting with a specialist has distinct advantages. You’ll get a better understanding of how you might benefit from life insurance how much you require, which type is right for you – even how it can help you plan for retirement. Your AAA Life Insurance Specialist can give you clear answers and tailor
an option that fits your situation.
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MEDICARE 101
Let us help you make sense of your Medicare options.
Come to a AAA-sponsored
Medicare 101 educational meeting.
Medicare doesn’t cover all of your health care costs 100 percent. Additional coverage can help prevent substantial out-of-pocket costs should you get ill or need surgery.
Find the solution that best suits you. Join us at one of our “Medicare 101” meetings to get the full picture.
Thursday, June 9 – 6:00 p.m. (RSVP by June 8) Saturday, June 11 – 10:00 a.m. (RSVP by June 10)
Meeting will be held at: AAA Northampton County, 3914 Hecktown Road, Easton, PA 18045
Space is limited.
Call today to reserve a spot for yourself – and a friend: 610-258-2371
Not connected with or endorsed by the U.S. Government or Federal Medicare Program. This is a solicitation of insurance. You may be contacted by an agent. Call to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations. Limitations, copayments and restrictions may apply. Plan features and availability may vary by location.
MOTORC YCLE AND
MOTOR HOME INSURANCE
Now available at
AAA Northampton County!
Great Annuity Rates
Annuities 4.25%
up to
Current First
Year Rate1
on select annuities
We accept IRA rollovers
ANNUITY
ISSUE AMOUNTS
CURRENT FIRST YEAR BASE INTEREST RATE
FIRST YEAR BONUS INTEREST RATE
TOTAL FIRST YEAR ANNUITY RATE
PLATINUM BONUS ANNUITY®
$3,000 - $49,999
1.75%
1.50%
3.25%
$50,000 - $499,999
1.75%
2.00%
3.75%
$500,000 and above
1.75%
2.50%
4.25%
Contact your licensed AAA Life Insurance Specialist today!
LISA MOYER – AAA NORTHAMPTON COUNTY
Lisa Moyer - AAA Northampton County
3914 HECKTOWN ROAD, EASTON, PA 18045 • 484-546-0719
3914 Hecktown Road
1The first-year declared interest rate is guaranteed for the first contract year only and is sepEaaratesfrtoom tnhe,gPuaArante1ed8m0inim4u5m rate effective for all contract years. Rates current as of 1-21-16 and are subject to change
without notice. The minimum guaranteed interest rate is 1.00%. All rates shown are annual effective yields.
(484) 546-0719
Annuities are not short-term products. Under current tax law, earnings withdrawn before age 591⁄2 may be subject to IRS penalty and taxable. During the surrender charge period, withdrawals exceeding 10% will be
subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. For complete terms of the annuity, please refer to the contract. AAA Life Insurance
Com1 pany and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase of any contract. Product and its features are not available in all states. Annuities offered The first-year declared interest rate is guaranteed for the first contract year only and is separate from the guaranteed minimum rate effective for all contract
by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Contract Form Series ICC11-4111/DA-4111 ALAN-23109-116-XX
years. Rates current as of 1-21-16 and are subject to change without notice. The minimum guaranteed interest rate is 1.00%. All rates shown are annual
effective yields.
4 Annuities are not sh surrender charge pe
3914 Hecktown Rd., Easton, PA • (610) 258-2371 • www.aaanc.com
ort-term products. Under current tax law, earnings withdrawn before age 591⁄2 may be subject to IRS penalty and taxable. During the
riod, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of
SUMMER 2016
financial products and may reduce principal. For complete terms of the annuity, please refer to the contract. AAA Life Insurance Company and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase of any contract. Product and its features are not available in all states. Annuities offered by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states
Now!
except NY. Contract Form Series ICC11-4111/DA-4111