Page 4 - AAA Northampton County – AAA Now! – Summer 2017

AAA
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INSURANCE SERVICES
HELP PROTECT THE KEYS TO YOUR SUCCESSFUL BUSINESS
Key Person Insurance
It takes a lot of time and hard work to establish a business and make it a success. Chances are you have hired at least one employee whose talent has been critical in helping your business thrive. In the event that key employee passes away unexpectedly, you need a solution to help you continue running your business.
IMPACT OF LOSS
The loss of a key employee could result in financial risks such as reduction of sales or business earnings, loss of a specialized skill critical to the operation
of your business, or a delay in business until a replacement is found. There are
also business risks to consider such as critical projects being suspended or stopped, impact to the job security of other employees, or a loss of customers.
ARE YOU PREPARED?
The death of a key employee can have a major impact on a business. That’s why it is important to consider key person insurance from AAA Life Insurance Company.
Coverage on key employees
As a business owner, you know there are certain key people who help make your company a success. But have you thought about how the unexpected death of a key person could negatively impact your business?
nfbifl • Purchase business interests ma
from the deceased’s estate
• Add to the corporate surplus,
tax-free*
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ALAN-23878-217-XX
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HOW DOES IT WORK?
The employer applies for, owns, and is the beneficiary of the life insurance policy. If the key employee dies, policy proceeds are paid to the employer to use to best suit the company’s needs.
KEY PEOPLE TO CONSIDER:
• You
• Employees with specialized talents
FOR MORE INFORMATION
Don’t wait to help protect your business with life insurance. To find out more or to get started today, contact your local AAA Life Insurance Specialist.
LISA MOYER
AAA Northampton County, 3914 Hecktown Road, Easton
484-546-0719 • lmoyer@aaanc.com
Get MORE LIFE for less
Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Automobile Club of Southern California CA License #0003259. CSAA Life Insurance Agency of California, Inc. CA License #0D12130. Insurance products in Northern California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Your local AAA club and/or its affiliates act as agents for AAA Life.
Plan today. Enjoy tomorrow.
Get MORE LIFE for less
ALAN-22376-O15-XX
• Those who have unique relationships with valued customers
• People who attract new business or are
Get MORE LIFE for less
responsible for major projects
Total First-Year Annuit5y Rate* up to
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Plan today. Enjoy tomorrow.
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any questions. Rates shown are current as of 1/5/2017 and are subject to change. AnnuRaiteisewserae nroet f$nuron3isth9esd0hboy trhte-stecrompanies and yo$u m3ay2co0ntact them with
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*AAA Life and its agents do not provide legal, tax, or financial advice. Please consult your professional
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Plan today. Enjoy tomorrow.
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Benefits of AAA Life’s Platinum Bonus Annuity® i
• Maximized earnings through the power of tax-deferral.** Benefits of AAA Life’s Platinum Bonus Annuity® include:
• A competitive fixed interest rate with an additional first-year bonus. • Maximized earnings through the power of tax-deferral.** ®
Benefits of AAA Life’s Platinum Bonus Annuity include:
• A competitive fixed interest rate with an additional first-year bonus.*
• Free withdrawal once per contract year, up to 10% of the accumul
• Maximized earnings through the power of tax-deferral.**
• Free withdrawal once per contract year, up to 10% of the accumulated cash value. • A competitive fixed interest rate with an additional first-year bonus.*
• Free withdrawal ISSUE AMOUNTS
ISSUE$A3M,0O0U0NuTpSto FIRST-Y $3,000 up to
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advisor prior to the purchase of any contract.
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ISSUE AMOUNTS FIR CIUN
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AAA Northampton County, 3914 Hecktown Road, EasAtoAnA L
**Under current federal income tax law. AAA Life and its agents do not provide legal, tax, or financial advice. You may want to consult your professi
* First-year rate shown above is effective as of 2/14/2017 and subject to change without notice.It includes a first-year bonus for t
* First-year rate shown above is effective as o4f 82/414-/5204176a-n0d7su1bj9ect•tolmchaongyeewrit@houat anoaticnec. It.icncolumdes a first-year
Benefits may be taxable. Rates shown are annual effective yields. The first-year interest rate is guaranteed for first contract year only. It is separate f
**Under current federal income tax law. AAA Life and its agents do not provide legal, tax, or financial advice. You may want to consult your professional
the guaranteed minimum rate effective for all contract years. Interest rates are credited from the first day of receipt of funds. Annuities a
advisor prior to the purchase of any contract.
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Club of Southern California (CA Dept. of Insurance License #0003259) acts as an agent for AAA Life Insurance Company. Copyright © 2017
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Club of Southern California. All rights reserved. Platinum Bonus Annuity Contract Form Series: ICC11-4111/DA-4111 (In OR: ICC11-4111).
schedule of surrender charges.For complete details of coverage and specific details of the suRraretensdwerecnhotafrugrneishsecdh ALAspNe-2c3ifi8c78d-e2t1a7i-lXsXof the surrender charge schedule, please refer to the contract. Annuities offered by AAA Life Insurance CompaCnoym, Lpiavroisnoian,of
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Get MORE LIFE for less
You can save with AAA Life Insurance Company
n Agent Today!
MOYER
Get a FREE, no-obligation life insu You can save with AAA Life Insurance Company
You can save with AAA Life Insurance Company
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life insurance quote today.
AA Life Insurance Company
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$370 $320
Health history, underwriting guidelines and the answers provided to health questions are used to determine approval for coverage. Not all applicants
huelisnes,ucporamlenpcaesnuiensdraenrfdweyriotutoemnthabyecAocAnoAtanLctirfteahcIenmts.uwraitnhce Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. blicly available rates from Compulife and company websites.
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in Northern California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada and in Utah by AAA
ny. Copyright © 2017 Automobile
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LISA MOYER AAA Northampton
3914 Hecktown R
LISA MOYER
Easton, PA 1804
AAMNOorYthEaRmpton County
LISA MOYER
Easton, PA 18045
914 Hecktown Road
AAA Northampton County
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helpsprotectyourbusiness.ItSAYoucansavewithA H HA PTON COUNTY
canprovidefundstohelppay H0$500,000GetaFR HE TOWN RD 20-YEAR TERM LIFE POLICY
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20-YEAR TERM LIFE POLICY
• Hire a temporary employee until a permanent replacement is found
• Provide salary continuation benefits to the surviving spouse or family
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New York Life $353 $272 3
4
Let us help you make sense of your Medicare options.
Come to a AAA-sponsored MEDICARE 101 educational meeting.
Thursday, May 18 – 6:00 p.m. Tuesday, May 23 – 6:00 p.m.
(RSVP by May 17) (RSVP by May 22)
Meeting will be held at: AAA Northampton County, 3914 Hecktown Road, Easton, PA 18045 Space is limited. Call today to reserve a spot for yourself – and a friend: 610-258-2371
Not connected with or endorsed by the U.S. Government or Federal Medicare Program. This is a solicitation of insurance. You may be contacted by an agent. Call to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations. Limitations, copayments and restrictions may apply. Plan features and availability may vary by location.
3914 Hecktown Rd., Easton, PA • (610) 258-2371 • northampton.aaa.com
SUMMER 2017
MOTORCYCLE AND MOTOR HOME INSURANCE
Now available at AAA Northampton County!
Now!