Page 3 - AAA Northampton County – AAA Now! – Winter 2016

INSURANCE SERVICES
COURSE OF ACTION
AAA
TM
MEDICARE 101
Let us help you make sense of your Medicare options.
Come to a AAA-sponsored
Medicare 101 educational meeting.
Medicare doesn’t cover all of your health care costs 100 percent. Additional coverage can help prevent substantial out-of-pocket costs should you get ill or need surgery.
Find the solution that best suits you. Join us at one of our “Medicare 101” meetings to get the full picture.
Saturday, February 20 – 10:00 a.m. Thursday, February 25 – 6:00 p.m.
Meeting will be held at: AAA Northampton County, 3914 Hecktown Road, Easton, PA 18045
Space is limited.
Call today to reserve a spot for yourself – and a friend: 610-258-2371
Not connected with or endorsed by the U.S. Government or Federal Medicare Program. This is a solicitation of insurance. You may be contacted by an agent. Call to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations. Limitations, copayments and restrictions may apply. Plan features and availability may vary by location.
MOTORC YCLE AND
MOTOR HOME INSURANCE
Now available at
AAA Northampton County!
Common hurdles – and how to avoid them – on the path to life insurance success.
Life insurance can be a valuable part of your family’s financial security. Getting coverage and ensuring that it continues to meet your needs may feel overwhelming. However, it doesn’t have to be. Avoiding these common life insurance hurdles can put you on the right path to life insurance success:
NOT ACTING
If you wait to get a life insurance policy, you could find yourself without coverage when you need it most. While it’s never too late to obtain life insurance, the healthier you are when you apply for coverage, the easier it is to qualify. And the younger you are, the lower your premiums may be.
NOT UNDERSTANDING
Ensure you understand the details. There are different types of life insurance policies to choose from, so it is important that you understand the features of each one. Educate yourself by doing some research and talking to a life insurance specialist.
NOT HAVING THE RIGHT KIND
Don’t assume you have the right kind or amount of life insurance to meet your needs through your lifetime. Also, life insurance offered by your employer may not be the only coverage you need. If you
change or lose your job, for instance, you may not be able to keep your employer-provided life insurance. An individually owned life insurance policy, on the other hand, can offer more competitive premiums and coverage options that can be tailored to fit your exact life insurance needs.
NOT REVIEWING ANNUALLY
There may be a time after you’ve gotten your policy when you need to make adjustments. Rather than putting your life insurance policy out of sight and out of mind, keep it in a place that will allow you to easily access it for review. Your life insurance needs are likely to change throughout your lifetime, so it makes sense to review your coverage annually with a life insurance specialist.
Making the Grade: AAA Life Insurance Company has over 1 million policies in force and an A.M. Best rating of A- (Excellent), the fourth highest ranking out of 16, as of May 2014. The rating reflects AAA Life Insurance Company’s financial strength and positive outlook for the future.
Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. ALAN-22589-415-XX
Medicare Supplement
Life Insurance Company
Make love your lasting legacy.
Life insurance helps you prepare for
the unexpected, so the future will always be bright for the ones you love.
Leave a legacy of love for your family by getting the coverage you need.
Contact your local AAA Life Insurance Specialist today to get a free, no-obligation needs assessment.
Easton, PA 18045
Premiums are guaranteed for the term period, then increase annually thereafter. Premiums above are examples only and may vary based on your personal health history and underwriting guidelines. Certain exclusions apply. See policy
$ $250,,000
10-YEAR TERM LIFE POLICY
Monthly premium, best class for non-nicotine.
AGE
MALE
FEMALE
50
$27.72
$22.00
55
$40.92
$31.24
60
$65.34
$44.88
65
$110.88
$69.96
Lisa Moyer, Life Specialist
>> CALL >> VISIT
1-610-258-2371
AAA Northampton County
CALL 1- 610-25 8-2371 3914 Hecktown Road
VISEIaTstonA,APAAN1o8rth0a4m5ptonCounty 3914 Hecktown Road
#07861. Policy Form Series ICC11-1201, TL-1201. ALAN-22272-914-XX
Medicare Supplement insurance
with the value and peace of mind of AAA
Save with affordable competitive rates for AAA members
Call us today
AAA NORTHAMPTON COUNTY
610-258-2371
Monday, Wednesday & Friday 9 a.m. to 5 p.m. Tuesday & Thursday 9 a.m. to 8 p.m.
Saturday 9 a.m. to 1 p.m.
Insured by Aetna Health and Life Insurance Company
Not connected with or endorsed by the U.S. Government or Federal Medicare Program. This is a solicitation of insurance. You may be contacted by an agent. Call to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations. Plans are offered by Aetna Health and Life Insurance Company. Limitations, copayments and restrictions may apply. Plan features and availability may vary by location.
00.24.358.1 ©2014 AAA 10/14
WINTER 2016
3914 Hecktown Rd., Easton, PA • (610) 258-2371 • www.aaanc.com
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Now!