Page 22 - AAA Northampton County – AAA Now! – Winter 2017

AAA
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FINANCIAL SERVICES
ARE YOU GETTING AS MUCH INTEREST AS YOU DESERVE?
Are you leaving money on the table with your savings account? The Consumer Federation of America (CFA), a nonprofit consumer advocacy organization, thinks you may be. Their study of Federal Reserve Board data shows that Americans leave up to $50 billion in potential interest payments on the table every year. Here’s why:
• We make savings account choices out of habit or convenience – not with an eye to getting the best returns. Maybe we choose a bank close to home and not a bank with the best rates possible.
• We may simply not know what the interest rate and fees our bank accounts have.
• We don’t realize how a rate a few percentage points higher – plus compound interest – can really add up.
But even a small amount of savings – at a higher rate – can add up over time. Which is why it’s important to make sure you’re getting the best rate possible from your savings accounts.
To learn more about AAA savings, money market and CD accounts by Discover, visit AAA.com/Deposits.
Discover Bank, Member FDIC
Great Annuity Rates
Annuities 4.25%
up to Current First
We accept IRA rollovers
Year Rate1
on select annuities
ANNUITY
ISSUE AMOUNTS
CURRENT FIRST YEAR BASE INTEREST RATE
FIRST YEAR BONUS INTEREST RATE
TOTAL FIRST YEAR ANNUITY RATE
PLATINUM BONUS ANNUITY®
$3,000 - $49,999
1.75%
1.50%
3.25%
$50,000 - $499,999
1.75%
2.00%
3.75%
$500,000 and above
1.75%
2.50%
4.25%
Contact your licensed AAA Life Insurance Specialist today!
LisaLMisaoyMeorye-rA- AAANorthhaammptpontoCnouCnotyunty
3914 Hecktown Road
3914 Hecktown Road, Easton, PA 18045
Easton, PA 18045 (484) 546-0719
(484) 546-0719
1 The first-year declared interest rate is guaranteed for the first contract year only and is separate from the guaranteed minimum rate effective
1The first-year declared interest rate is guaranteed for the first contract year only and is separate from the guaranteed minimum rate effective for all contract
for all contract years. Rates current as of 5-16-16 and are subject to change without notice. The minimum guaranteed interest rate is 1.00%.
years. Rates current as of 5-16-16 and are subject to change without notice. The minimum guaranteed interest rate is 1.00%. All rates shown are annual
All rates shown are annual effective yields.
effective yields.
AnAnnunitiueistiaerseanreotnsohtosrht-oterrtm-teprrmodpucrotsd.uUcntsd.eUr ncdurerrencut rtarexnltawta,xelarwni,negasrwnitnhgdsrawinthbderfaowrenabgefo5r9e1⁄2agmeay59b1⁄2e smubajyecbtetosuIbRjSecptetnoaIlRtySapnedntalxtaybalen.dDtuarxinagblteh.e
surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of
During the surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated
financial products and may reduce principal. For complete terms of the annuity, please refer to the contract. AAA Life Insurance Company and its agents
with other types of financial products and may reduce principal. For complete terms of the annuity, please refer to the contract. AAA Life
do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase of any contract. Product and its features are not
Insurance Company and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase
available in all states. Annuities offered by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states
exocefpatnNyY.cConotnrtaracct.tFPorormduScetriaensdICiCts11f-e4a1t1u1r/eDsA-a4r1e11not available in all states. Annuities offered by AAA Life Insurance Company, Livonia, MI.
ALAN-23109-716-XX
AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Contract Form Series ICC11-4111/DA-4111 ALAN-23109-716-XX
WITH A 24-MONTH AAA CD
FOR PREFERRED MEMBER CD RATES,
YOU’RE IN THE CLUB
OPEN AN ACCOUNT USING INVITATION CODE: AAACDD916 Visit AAA.com/Deposits Call 1.800.347.7056
HIGH-YIELD CDs • ONLINE SAVINGS • MONEY MARKET ACCOUNTS
1 Annual Percentage Yield (APY) is accurate as of 11/23/16 and subject to change daily without notice. This offer applies
to personal accounts only. A penalty may be charged for early withdrawal. Fees could reduce earnings on the account. There is no minimum opening balance required to open a CD account.
Deposit Accounts offered by Discover Bank, Member FDIC ©2016 Discover Bank
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3914 Hecktown Rd., Easton, PA • (610) 258-2371 • www.aaanc.com
WINTER 2017
Now!