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INSURANCE SERVICES
AAA
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GAINING CONTROL WITH LIFE INSURANCE
Life is all about choices – and many of our biggest choices revolve around keeping our loved ones safe and secure. While we do not know when something unexpected may happen, we can make smart decisions in preparation to help control the impact of what could happen next.
Life insurance can help control the biggest unknown in our lives and bring added peace of mind with preparation. Depending on where you are in your financial planning, you may already know that life insurance can serve as a smart component to help protect what matters most. You’re not alone in this recognition, as nearly half of today’s adults acknowledge a need to consider life insurance.1 But you may not know where to start
or who to turn to for assistance.
To make an educated choice about life insurance,
it is helpful to understand the types and benefits
of the different policies being offered. There are
two general categories of life insurance, and within them there are many options from which to choose, as everyone’s needs and priorities are unique to their own situation.
TERM LIFE INSURANCE
Term life insurance provides cost-effective coverage with premium payments that stay the
same for a set period of time. This type of life insurance is a great option when you have many financial priorities to protect, including housing expenses, income replacement, a child’s education, and bills. The benefits can be used by those who depend on you to help cover these “cost of living” expenses and outstanding debt.
PERMANENT LIFE INSURANCE
Permanent life is designed to provide flexible coverage that lasts for a lifetime. You can use the unique features of some permanent policies to help grow cash value and customize your premium payments. The policy can help supplement your retirement and be there for you to leave a legacy to your family. Other permanent policies are more basic, and the funds still help take care of your
final expenses.
Take comfort in knowing you have the power to
prepare for your future by making an important choice for you and your loved ones. AAA Life Insurance Specialists can review your unique solution and help you determine the best
for your needs. Talk to your local agent, call 570-622-4991.
1LIMBRA (March 2020) Consumer Sentiment Survey.
AAA Life has a rating of A (Excellent), the third highest ranking out of 13, by A.M. Best Company as of August 2019, attesting to the strength of operations built over the past 50 years. AAA Life and its agents do not provide legal, financial, or tax advice. Therefore, you may wish to consult independent professional advice prior to the purchase of this coverage. Life insurance underwritten by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except NY. AAA Life CA Certificate of Authority #07861.
Comfort comes with clarity.
Let us
help you.
#thisiswhy
To better understand your life insurance options or to take the next step, we’re here to provide the information you need from a partner you can trust.
Call 570-622-4991
to speak with an advisor or
visit www.aaalife.com for a free quote.
Products and their features may not be available in all states. Life insurance and annuities underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Cert. of Auth.#07861) is licensed in all states except NY. Your local AAA club and/or its affiliates act as agents for AAA Life.
ALAN-26967-720-XX
FALL 2020
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Now!