Page 3 - AAA Schuylkill County – AAA Now! – July/August 2016

Choosing a Replacement Battery
AAA
Volume 28, No. 3
HEADQUARTERS OFFICE
340 South Centre St.
P.O. Box 990, Pottsville, PA 17901 Telephone: (570) 622-4991 • 1-800-666-SCMC
BRANCH OFFICE
202 East Broad Street, Tamaqua, PA 18252 (570) 668-1003
OFFICE HOURS
POTTSVILLE
Monday through Friday: 8:30 a.m. - 5:00 p.m. Saturday: 9:00 a.m. - Noon
TAMAQUA
Monday through Friday: 8:30 a.m. - 5:00 p.m. Saturday: 9:00 a.m. - Noon
OFFICERS
ROBERT W. WACHTER - Chief Executive Officer GEORGE URITIS - Chairman of the Board DAVID J. HOLLEY - President RONALD DERENZO - Solicitor
DIRECTORS
Wayne S. Hamilton .............................Orwigsburg
David J. Holley ...........................Schuylkill Haven Allen C. Koch .............................Schuylkill Haven John Levkulic .............................Schuylkill Haven Lowell P. Martin.................................... Frackville Robert Mills.............................................Pottsville John D.W. Reiley.....................................Pottsville George Uritis ........................................... Cressona
JUDIE KARHAN - Editor-in-Chief DOROTHY CROUCH - Senior Editorial Director HANS FRUST - Creative Director ANGELA ILICH - Director of Production LORRIE MULHALL - Regional Editor
AAA Now! (ISSN 08988552; USPS 002-243) is published quarterly by AAA Schuylkill County, 340 South Centre St., Pottsville, PA 17901. Periodicals postage paid at Pottsville, PA 17901 and at additional mailing offices. A subscription price of $1 per year to primary members is paid through dues.
POSTMASTER: Please send address changes to AAA Now! Schuylkill County, 340 South Centre St., Pottsville, PA 17901.
AAA does not endorse any product or service advertised in this publication other than AAA club services and products. The publisher of AAA Now! Does not endorse or make any representations or warranties concerning any service or product advertised in this publication. The published is not liable to any advertiser or reader for any errors or omissions in advertising or editorial copy appearing in this publication, provided, however, that the publisher will print a correction after the publisher has been notified of an error or omission.
Statement of Ownership, Management and Circulation of AAA NOW!. Publication No.002- 243. Filing Date 9/28/15. Issue Frequency: Quarterly. Number of Issues Published Annually: 4. Annual Subscription Price: $1.00 per copy. Owner: AAA Schuylkill County, 340 S. Centre St. Pottsville, PA 17901. Mailing Address: Same as headquarters. Editor: Lorrie Mulhall AA Schuylkill County, 340 S. Centre St. Pottsville, PA 17901. Managing Editor: Judie Karhan, 25061 Avenue Stanford Unit 10, Valencia, CA. 91355. Known Bondholders, mortgages, and Other Security Holders Owning of Holding 1% or More of Total Amount of Bonds, Mortgages, or Other Securities: None. Publication Name: AAA NOW!. Issue Dates for Circulation Data Below: Summer 2015.
Total number of copies printed (average for preceding 12 months): 25,222; paid outside- county mail subscriptions: 2,819; paid in-county subscriptions: 14,386; sales through dealers: 0; other classes mailed through USPS: 0; total paid and/or requested circulation: 17,205; free distribution outside county: 728; free distribution in county: 5,873; other classes mailed through USPS: 0; free distribution outside the mail: 0; total free distribution: 6,601; total distribution: 23,806; copies not distributed: 1,416; total: 25,222 percent paid and/or circulation: 72%. Actual number of copies printed (single issue nearest to filing date): 24,917; paid outside-county mail subscriptions: 1,008; paid in-county subscriptions: 17,375; sales through dealers: 0; other classes mailed through USPS: 0; total paid and/ or requested circulation: 18,383; free distribution outside county: 302; free distribution in county: 6,136; other classes mailed through USPS: 0; free distribution outside the mail: 0; total free distribution: 6,438; total distribution: 24,821; copies not distributed: 96; total: 24,917; percent paid and/or requested circulation: 74%.
I certify that the statements made by me above are correct and complete. Lorrie Mulhall
TM
GEORGE A. URITIS
Chairman of the Board
Eventually, every car needs a new battery. Unfortunately, there is no one-size-fits-
all part suitable for every vehicle. Battery freshness, type, physical size, terminal locations, cold cranking power, reserve capacity and warranty are all important considerations.
fit, proper clearance, and no cable/terminal issues. Here are some additional tips:
• If your vehicle uses a non-standard battery (one
without a Group Number), use an OE replacement or take special care to ensure a non-OE battery will not create problems.
• If your car’s OE battery is equipped with a protective heat shield, make sure the shield will fit properly over the replacement battery.
• Never install a battery with a CCA rating lower than that recommended by the automaker. A higher CCA-rated battery will provide additional starting power in cold climates, but provides no added benefit and may shorten battery life in hot climates.
• Purchase your battery from a high-volume seller with fresh stock no more than 150 days old. Most batteries have a three- to five-year life from their date of activation.
• Look for a battery with an extended warranty. AAA premium batteries have a 72-month limited warranty with free replacement for the first 36 months.
For maximum convenience, AAA’s Battery Service (available in most areas) has trained technicians who can come to you and perform a free test of your car’s battery, starting and charging systems. If necessary, with your approval, they can install a new high-quality AAA battery right on the spot.
Most cars use conventional flooded lead-acid (FLA) batteries, but increasing numbers of newer models with high electrical loads require an enhanced flooded battery (EFB) or absorbent glass mat (AGM) design. Installing the wrong type battery can adversely affect electrical system performance and battery life.
Replacement batteries are primarily selected based on their BCI Group Number and Cold Cranking Amps (CCA) rating. The Group Number (for example, Group 24) is an industry standard that defines the battery's physical size, its hold-down configuration, and the type and location of its terminals. Cold Cranking Amps (for example 650 CCA) is an electrical measure of how much current the battery can provide for 30 seconds at 0°F without its voltage falling below specified levels.
Select a battery with the same Group Number as the original equipment (OE) battery. This will ensure a secure
Protecting Your Identity and Your Nest Egg in Retirement
JULY/AUGUST 2016
3
ROBERT W. WACHTER
Chief Executive Officer
You worked long and hard to build up a healthy nest egg to support you during your Golden Years. While you may feel financially secure in retirement, your identity –
and your financial well-being – can still be at risk.
Identity theft against people 50 and older has increased
to recuperate from the financial losses often associated with identity theft. For seniors, the recovery window for financial loses is much shorter. Throughout retirement, it’s critical to take steps to prevent identity theft and catch it early if it does occur.
You can start by being aware of the types of identity theft that seniors are more likely to experience, as well as any signs that identity theft has occurred.
MEDICAL IDENTITY THEFT
When someone steals your personal information, such as your name, Social Security number or Medicare number, they can use it to obtain medical treatment, buy drugs or submit fake Medicare claims in your name. To help prevent medical identity theft:
• Never allow another person to use your insurance
or Medicare card, and only give your cards to a health-care provider at the time of service. Make sure you get your cards back as soon as the provider is done checking you in for your appointment.
• Never sign blank claim forms.
• Make sure you understand your coverage and what
11 percent since 2010, according to data from the Federal Trade Commission’s Consumer Sentinel Network. Older Americans are a favorite target of identity thieves for a number of reasons:
• They are more likely to have savings, own their home,
have good credit and be more trusting.
• They may be more vulnerable to medical identity theft
– one of the fastest-growing forms of identity theft.
• They may be less familiar with the technologies and tactics
that can help them prevent and detect identity theft.
• Seniors may be too embarrassed to report identity theft,
especially if the perpetrator is someone they know.
While younger victims of identity theft face similar setbacks when trying to recover, they have more time
your responsibilities are.
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