Page 8 - AAA Schuylkill County - AAA Now! March/April 2015

INSURANCE SERVICES
Weather the Storm with Flood Insurance
Auto Travel Counselor Kathy Kramer Retires
When asked if they live in a flood zone, most people whose homes are nowhere near a large body of water would probably say no. But, in fact, everyone lives in a flood zone – it’s just a matter
of whether the risk for your home is low, moderate or high.
According to government statistics, flooding causes more than $2 billion of property damage
in the United States each year. Unfortunately, many homeowners do not discover that standard homeowners insurance policies do not cover flood damage, until it’s too late.
At Floodsmart.gov, a web site run by the National Flood Insurance Program, you can input your address and quickly check your home’s relative risk level of flooding. Special Flood Hazard Areas (SFHAs) are areas that have the greatest risk of flooding. They include beachfront property and areas
subject to flooding from a nearby body of water. Non-Special Flood Hazard Areas (NSFHAs) are low to moderate risk flood zones that are not
in immediate danger of flooding caused by overflowing rivers or hard rains. Although it may
seem unnecessary for homeowners in this category to purchase flood insurance, consider that 1 in
4 flood damage claims are for homes in low to moderate risk zones.
As little as one inch of water can cause costly damage to a home. You can’t stop the water
from rising, but you can protect yourself from devastating financial consequences by purchasing flood insurance on your home and its contents. Flood insurance is available in most communities and can be purchased in amounts up to $250,000 on residential buildings and $100,000 on contents. Premiums depend on the location of your home and the amount of coverage purchased, but
may be as low as $317 per year (less than $1.00 per day) for the maximum coverage available.
A 30-day waiting period applies before coverage goes into effect.
Instead of thinking it will never happen to you, have the peace of mind knowing you are protected in case it does. Contact your local AAA office for a flood insurance quote today.
40% Off
Original Outlet Price
March 20 - April 3, 2015
AAA/CAA special member offer of forty (40) percent off is applied to the original outlet price of each item. Cannot be combined with any in-store promotion including: $.95 sale endings, Buy 1, Get 1, 50% Off, 2 For, % Off promotions, or with any other coupon, promotion, or member discount offers. Excludes prior purchases, gift cards, and Footwear Search.
Valid only at U.S. Reebok, Rockport, and Ashworth Outlet Stores.
25% OFF
Regular Priced Merchandise
April 5-18, 2015
Receive 25% off any regular price merchandise. OFFER EXCLUDES ALL SALE AND CLEARANCE MERCHANDISE. LIMIT ONE COUPON PER CUSTOMER. Present your valid AAA membership card in-store at checkout. Offer not valid on payless.com. Offer may be used only once. Coupon not transferable and cannot be combined with any other coupon discounts. Offer not valid on quantity discounts for hosiery or kids’ accessories. Coupon valid in U.S. only and is not redeemable at Shopko® locations and where otherwise restricted, prohibited or taxed. Offer excludes gift cards and is not valid on prior purchases. Void if copied, altered transferred, purchased or sold; codes may not be posted or obtained on Internet. Cash value is 1/50 cent. Valid through 4/5/2015 - 4/18/2015.
Kathy Kramer, Auto Travel Counselor, has retired as of December 31st after almost 15 years’ employment
at AAA Schuylkill County (Pottsville location). Kathy
had been most helpful in assisting members with their auto travel plans by making recommendations to many places of interest that she herself had visited. Kathy will enjoy her retirement with her husband John by doing... you guessed it...more travel. We wish Kathy well and thank her for her many years of dedicated service to our members. Grace Truscott, our former license clerk/notary has since moved into that position and will be happy to assist our members with directions and travel information. Be sure to stop in our office when “mapping” out your next vacation.
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MARCH/APRIL 2015