Page 2 - AAA Now! – AAA Schuylkill County – Winter 2021

AAA
THE ROLE LIFE
INSURANCE PLAYS
IN YOUR FINANCIAL
PROTECTION PLAN
We spend our lives preparing – preparing for college, for the “real world,” for our wedding, to have a child and to retire. While we take time to plan for life’s expected changes, we may sometimes put off planning for the unexpected because the time to do so isn’t always clear.
As we think about the future and the best times to anticipate whatever comes next, there are tools such as life insurance that can help you financially prepare throughout every stage of life. Equipping yourself and your loved ones with coverage can help provide the added peace of mind that comes with knowing those who matter most to you will be financially protected – even as your life and priorities change.
There is no time like the present to consider life insurance as a way to help you prepare for your stage of life. Here are a few examples of key times to consider your protection.
GRADUATION
The majority of today’s college graduates have student loan debt.1 If you had a co-signer on your student loans, or want to shield your family from additional debt, it can be a good idea to have a plan in place with life insurance. Locking in lower rates while you are young and likely in better health can provide financial protection with less out of pocket for years to come. Some policies even allow the guaranteed option to purchase regardless of health at times in the future.
STARTING A FAMILY
Life insurance can help protect a growing family in the event that you are no longer there. The coverage helps to ensure that the family can stay in their home and help pay for the children’s education. Life insurance helps with household costs such as groceries and credit card bills and can help cover income from the breadwinner or priceless support of a stay at home spouse.
RETIREMENT
If you’re nearing retirement age or enjoying retirement now, it’s a good time to start thinking about any remaining debts or final expenses that life insurance can help cover. Tools such as life insurance and annuities can also help you maximize your pension, generate income in a favorable tax basis and have a lifetime of income that you never outlive. These tools can allow you to leave a legacy to your loved ones and ensure wealth is transferred as you wish it to be.
Help protect your reasons “why” at every step of the way with life insurance. To learn more about life insurance and annuities, contact your AAA Life Insur- ance Specialist at 570-622-4991 or visit www.aaalife.com.
AAA Life has a rating of A (Excellent), the third highest ranking out of 13, by A.M. Best Company as of August 2019, attesting to the strength of operations built over the past 50 years.
AAA Life and its agents to not provide legal, financial, or tax advice. Therefore, you may wish to consult independent professional advice prior to the purchase of this coverage. Annuities are not short-term products. Withdrawals prior to 591/2 may be subject to IRS penalties. Life insurance and annuities underwritten and annuities offered by our affiliate. AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except NY. AAA Life CA Certificate of Authority #07861.
1 Investopedia, Student Loan Debt: 2019 Statistics and Outlook. Kurt, Daniel. November 2019
INSURANCE SERVICES
TM
#thisiswhy
Life Insurance To Meet Your Needs
Life insurance through
your employer is a perk, not a plan. A policy you own and control can help ensure your needs are covered.
Save 10% on Term life insurance with your AAA membership.
For a free quote call
Mark Gabriel at 570-622-4991.
Or visit AAA Schuylkill County
340 S. Centre St., Pottsville, PA 17901.
Products and their features may not be available in all states. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Automobile Club of Southern California CA License #0003259. CSAA Life Insurance Agency of California, Inc. CA License #0D12130. Insurance products in Northern California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Your local AAA club and/or its affiliates act as agents for AAA Life. Traditional Term Life Policy Form Series: ICC19-1801/1801 (In OR: ICC19-1801).
ALAN-27252-O20-XX
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Text APP188 to 88202 to download the AAA app
or use your preferred App store
WINTER 2021
Now!