Page 11 - AAA Now! – AAA Shelby County – March/April 2022

FINANCIAL SERVICES
Navigate the Complexities of Tax Filing with TaxAct®
AAA members, join the millions that choose TaxAct® every year. Take advantage of a 25% discount on your 2021 state and federal tax filings1, plus Audit Defense2, E-File Concierge3, and Refund Transfer4 with TaxAct.
TaxAct® tax filing software empowers people
to navigate the complexities of taxes with ease
and accuracy at a fair price. TaxAct offers a comprehensive suite of online, download, and mobile solutions to make DIY tax filing fast, easy, and affordable for individuals. Backed by its long- standing accuracy and maximum refund guarantees, TaxAct empowers filers to confidently complete their returns, for less.*
Your 25% discount applies to your federal and state filings as well as the following:
• Audit Defense: Full-service audit assistance, with 3-year coverage on your returns, including someone to handle IRS correspondence on your behalf.2
• E-File ConciergeTM: Get extra assurance that your return is working its way through the system after you file it with E-File Concierge. Our team keeps track of your return and lets you know what’s happening with your filing.3
• Refund Transfer: File Your Way. Pay Your Way. Review your payment options before filing to find one that works for you.4
Additional Benefits of Using TaxAct Include:
• Attentive, year-round customer support – TaxAct helps you navigate state and federal returns.
• Pro-Tips – Quick, easy to understand bits of information that help improve tax outcomes and financial wellness.
• Every return filed is backed by our $100k Accuracy Guarantee and Maximum Refund Guarantee.*
• Switching is Easy – Switch to TaxAct from your previous online tax provider by simply uploading a PDF of your previous year’s return.5
• Easy W-2 Import – Quickly import your W-2 data directly from your W-2.6
Using TaxAct for Filing Your Taxes
TaxAct offers a number of different Do-It-Yourself filing options. You may qualify for free simple tax filing, or you could select our Deluxe, Premier, or Self- Employed e-filing products. Simply go to TaxAct and sign up for the plan that works best for you.
If you need more help with your tax returns,
you can add Xpert Assist7and get one-on-one help from a CPA or other tax expert. With Xpert Assist, you’ll have the option to reach out as many times as needed for help with your returns. You can either get help in the moment or schedule a callback time to talk with an expert.
If you have questions about taxes or want to learn more, the TaxAct blog offers an educational resource with information about everything from child tax credits to small business tax tips, taxes in retirement, reducing your taxable income, and more.
125% Discount is valid 1/1/22 – 10/31/22 at 11:55 pm CT for state and federal 2021 online consumer prepared returns and specified ancillary products and may not be combined with other offers. Price paid is determined at the time of print or e-file and is subject to change without notice. Additional fees apply for state returns. Add sales tax for applicable orders. Offer applies only to AAA customers and prospective customers who go to TaxAct.com using a link provided directly by AAA to create a new return. Customers who have already registered an account and started the process of filing the current year's tax return prior to selecting this offer are not eligible for this offer.
2Audit Defense may not apply to certain forms and credits. Certain customers may not qualify for services based on past tax audit history, residency, or other factors. Audit Defense is not insurance and is subject to the terms and conditions found on the Tax Protection Plus website.
3TaxAct’s E-File Concierge service, available for an additional charge, provides phone calls and related support regarding federal e-file status changes using the phone number provided in My Account. Service is subject to availability and limited to federal e-filed tax returns.
4Refund Transfers are fee-based products offered by Republic Bank & Trust Company, Member FDIC. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer’s tax refund.
5TaxAct can import the data you filed last year with us or your return from PDF files of 1040 returns prepared by many but not all tax prep software solutions.
6W-2 Import: To capture your W-2 with a camera with your phone, you must be able to download and install TaxAct's mobile app and grant it the necessary camera and image privileges. To ensure accuracy, we will ask you to review any information we're able to import (either through PDF import, prior year import, or W-2 photo capture) and review it for accuracy.
7TaxAct Xpert Assist: Available to certain users of TaxAct's online, consumer 1040 product. Service hours limited to designated scheduling times and by expert availability. Some tax topics or situations may not be included as part of this service. View full TaxAct Xpert Assist Terms and Conditions.
*Read more about the TaxAct Maximum Refund and $100k Accuracy Guarantees at www.taxact. com/company/accuracy-guarantee. Click for more about TaxAct guarantees.
TaxAct, Inc. gets fees from some third parties, including Tax Protection Plus and Republic Bank, that provide offers to its customers. This compensation may affect what and how we communicate their offers to you. TaxAct is not a party to any transactions you may choose to enter into with Tax Protection Plus or Republic Bank, and disclaims any liability arising out of such transactions. Any promotional offers described herein are subject to change or cancellation at any time.All TaxAct
offers, products and services are subject to applicable terms and conditions. The TaxAct® name and logo are registered trademarks of TaxAct, Inc. and are used here with TaxAct’s permission.
as soon as possible, as the policy may need to be rewritten. If someone passes away, leaving their car behind, contact the insurance company to find out who is listed on the policy.
MAKING MOVES
Change can be exciting — especially when it involves a new home or vehicle or upgrading your lifestyle. However, be sure to keep your insurance agent in the loop.
If you move out of your parents’ home — Talk to your agent if your car is insured on your parents’ policy. While staying on their policy might save you money, it may not be allowed — the definition of “separate residences” can vary by insurer. Most insurers encourage young people who have moved out to purchase a separate auto policy.
If you rent a home — Consider a renters insurance policy. Your landlord’s policy likely only covers the building and the land — not your personal property inside. Most renters insurance policies provide coverage for your belongings whether you’re at home or away. They also include loss of use, which helps you financially if your home becomes inhabitable, as well as personal liability coverage, which generally protects you against lawsuits.
If you buy a home — Start shopping for home insurance once your new home has been appraised. While homeowners insurance isn’t required by law, every mortgage lender requires it. Based on the state you live in, be aware that your credit score may impact your premium.
If you buy a second home — You may be able to extend the liability portion of your existing homeowners policy to your second home. However, talk to your insurance agent about setting up a second homeowners policy to protect the structure and your belongings — especially if you plan to rent the home out. You also may want to consider a personal umbrella policy for extra protection against lawsuits.
If you buy a car — After making a verbal
or written sales agreement to purchase the vehicle, call your insurance agent — you’ll need insurance to drive it home. Make sure
you know the VIN, mileage, make, model and trim, all of which can affect your premium. Before purchasing collision and comprehensive coverage, ask about the value of your car. If
you have an older car with low market value, the cost of these coverages may outweigh the benefits.
To make sure you have the coverage you need, talk to your local AAA insurance agent or visit AAA.com/Insurance.
MARCH/APRIL 2022
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