Page 13 - AAA Now! – AAA Akron Auto Club – Winter 2020

TRAVEL
TRAVEL MATTERS
Five Good Reasons to Protect Your Spring Break Trip
Take-off with Allianz Global Assistance.
Twenty-four snacks for the road. Six bottles of sunscreen and bug spray. Two selfie sticks. And one costly bottle of wine. Shoved into the duffle and ready to go.
But now that Chris sprained his ankle the day before break and a virus has your significant other knee-deep in Kleenex and cough medicine, you’re not going anywhere.
It might seem like just one more expense, but experienced travelers know insurance is essential to protecting their investment.
Here are five reasons you need to buy travel insurance for your family’s spring break vacation.
The numbers are working against you
When you just had to worry about you, and maybe a significant other, the odds of getting packed, on the plane and to your destination seemed to be in your favor. Weather and distracted baggage handlers seemed a lot less challenging during solo travel or even a couple’s retreat. However, when you have a group of four or five travelers, including kids who play by their own rules, your vacation plans seem to be always hanging by a thread. It only takes one bout of walking pneumonia or a tantrum during an already tight layover to send your trip spiraling out of
your control. The good news is that family travel insurance can offer you some relief from travel plans gone awry.
You’ve invested a lot into this trip
According to Entrepreneur, in 2016 the typical travel spend for a family of four to a theme park was around $1,145 per person or $4,580 for a family of four.1 With such a level of investment to get you and the kids from here to there, planning a big trip without family travel insurance might seem like more of a gamble than an opportunity to make memories together.
You Have More Bags than Hands (and Eyes)
You’ve mastered the art of herding your children and all their backpacks, toys and electronics. If you can get all your stuff on a plane, to the hotel and back home again, you deserve a pat on the back – and some Advil. But if your luggage decides to stay on vacation a few additional days than expected,
or someone other than your kids after a snack get a case of sticky fingers – you don’t need to worry. Baggage loss protection can be a big boon for families on the go.
Accidents happen
When you’re floating on the lazy river, it’s easy to forget you’re hundreds of miles from home. Even if you and your family are in perfect health, you can never predict when you might break a leg, suffer a heart attack or come down with the flu. Your resort might be equipped to provide prompt medical care, but for serious health emergencies, your family might need to be taken to the closest medical facility. If you’re traveling internationally, that might mean being taken by medevac. And you don’t want to see the bill for that, trust us. Medical evacuations can cost up to $80,000. Also, most health insurance plans won’t offer coverage in another country.
Getting stuck at the airport is no walk in the park
Getting stranded in an airport terminal by yourself can be annoying and stressful.
Getting stranded at a terminal, bus depot or train station with a dead iPad and no available outlets can be even more challenging. There are only so many times you can play I Spy or rock, paper, scissors. Family travel insurance can be
a picker-upper for everyone. It might include benefits ranging from finding a hotel for you to crash to rebooting your travel plans – and charge those devices.
GO WITH ALLIANZ GLOBAL ASSISTANCE
Allianz Global Assistance is AAA’s preferred travel insurance provider. When you trust Allianz Global Assistance to insure your vacation, you’re getting the protection only a global leader in the industry can provide.
Its trip cancellation or interruption benefits can reimburse your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason or could reimburse an unused, non-refundable portion of your trip and for the increased transportation costs it takes for you to return home because of a covered reason.
Baggage and loss damage could provide benefits for lost, damaged or stolen personal effects and baggage delays might allow for reimbursement of reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 24 hours or more. Receipts for emergency purchases are required.
Should you or a family member find yourself
ill and in need of emergency dental or medical treatment Allianz Global Assistance could provide benefits for losses due to covered emergencies that occur during your trip. Depending on your plan, there is a $500 or $750 maximum for all covered dental expenses.
For information about insurance for your next vacation, call or visit your AAA Akron Travel Agent.
1 Entrepreneur.com, “Who Can Afford Time Off? The Real Cost of a Vacation.”
Terms, conditions, and exclusions apply. Plans may not be available to residents of all
states. AGA Service Company is the licensed producer and administrator of these plans. Insurance benefits are underwritten by BCS Insurance Company, Jefferson Insurance Company or Nationwide Mutual Insurance Company and Affiliated Companies, depending on the insured’s state of residence and plan type.
WINTER 2020
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