Page 5 - AAA Northampton County – AAA Now! Fall 2015

INSURANCE SERVICES
AAA
TM
AAA MEMBERS WITH MEDICARE COULD PAY LESS THAN WITH OTHER PLANS
Aetna’s competitive rates can mean a better value for your money.
Why Medicare Supplement? Medicare covers most of your health care expenses, but it does not cover them 100 percent. There are gaps in Medicare coverage that are your responsibility to pay. Medicare Supplement insurance helps cover your out-of-pocket medical expenses – and helps protect your financial security.
Why this Medicare Supplement over others?
By law, all insurers’ Medigap plans provide the same coverage – so your choice comes down to which insurer offers the best rates. We think you’ll like what you see with Aetna rates for AAA members. They could be lower rates than other plans you’ve seen and lower than what you may be paying
now. Lower rates can mean a better value for
your money.
When you choose from AAA Medicare Supplement
plans, you get first-class customer service and the financial stability and security that comes from being a member of the Aetna family of companies.
Exclusively for AAA members. Why pay more for identical coverage from another carrier? See how much you could save with Aetna rates for AAA members. Call today and get a free rate quote. There’s absolutely no obligation.
What’s great about AAA plans insured by Aetna?
All of the Medicare Supplement plans offered by Aetna Health and Life Insurance Company offer these features:
• 30 days free look. Return any insurance certificate for any reason within 30 days after receipt for a full refund of all premiums paid
• 12-month rate guarantee. No rate increase for the first 12 months, as long as the premiums are paid on time
• Guaranteed renewable. No worries of reduced benefits or canceled coverage for the life of the certificate, as long as the premiums are paid on time
• Freedom to choose your doctors. You control and choose the physicians you trust for your care • Go direct to your doctors. You can go directly to
the physicians and specialists you choose without
precertifications and preapprovals.
• Benefits stay the same. You always know what your benefits are with any standardized plan...
no surprises or re-evaluations year after year
• Portable coverage. You are not restricted to use
a network of health care providers. If you move, your coverage goes with you
Call for your free rate quote! Contact Lisa Moyer – 610-258-2371
AAA Northampton County
PLATINUM BONUS ANNUITY®
Plan Today...Enjoy Tomorrow.
MEDICARE 101
Let us help you make sense of your Medicare options.
Come to a AAA-sponsored Medicare 101 educational meeting.
You’re about to be bombarded with Medicare information. How do you decide what’s best for you?
Medicare doesn’t cover all of your health care costs 100 percent. So it’s important for our AAA Medicare-eligible members to learn about all of their Medicare choices. Additional coverage can help prevent substantial out-of-pocket costs should you get ill or need surgery.
AAA wants to give you the entire Medicare story. That way, you can find the solution that best suits you. Join us at one of our “Medicare 101” meetings to get the full picture.
Issue Amounts
$3,000 - $49,999 $50,000 - $499,999 $500,000 and above
Current Base Interest Rate1
1.75% 1.75% 1.75%
First-Year Bonus Rate1
1.50% 2.00% 2.50%
Total First-Year Annuity Rate1
3.25% 3.75% 4.25%
August 22 at 10:00 a.m. August 25 at 6:00 p.m. September 12 at 10:00 a.m. September 15 at 6:00 p.m. September 24 at 6:00 p.m.
September 29 at 6:00 p.m. October 8 at 6:00 p.m. October 13 at 6:00 p.m. October 17 at 10:00 a.m.
Contact your local AAA Life Insurance professional today to learn more about the benefits of our Platinum Bonus Annuity.
FALL 2015
Lisa Moyer – 610.258.2371
AAA Northampton County
3914 Hecktown Road, Easton, PA 18045
1Interest rates effective as of 7/13/15 and are subject to change without notice. Interest rates are annual effective yields. The first-year declared interest rate is guaranteed for the first contract year only and is separate from the guaranteed minimum rate effective for all contract years.
Annuities are usually purchased to meet long-term goals. Product and its features may not be available in all states. Under current tax law, earnings withdrawn before age 591⁄2 may be subject to IRS penalty and taxable. During the surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. For complete terms of the annuity,please refer to the contract.AAA Life and its agents do not provide legal,tax,or financial advice.Therefore,you may wish to seek independent
legal, tax, or financial advice prior to the purchase of any contract. Annuities offered by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except NY. AAA Life CA Certificate of Authority #07861. Contract Form Series: ICC11-4111/DA-4111. ALAN-22313-715-XX
Meeting will be held at:
AAA Northampton County, 3914 Hecktown Road, Easton, PA 18045
Space is limited.
Call today to reserve a spot for yourself – and a friend. 610-258-2371
Not connected with or endorsed by the U.S. Government or Federal Medicare Program. This is a solicitation of insurance. You may be contacted by an agent. Call to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations. Limitations, copayments and restrictions may apply. Plan features and availability may vary by location.
3914 Hecktown Rd., Easton, PA • (610) 258-2371 • www.aaanc.com
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