Page 4 - AAA Northampton County – AAA Now! – Spring 2016

AAA
TM
INSURANCE SERVICES
FIVE QUESTIONS TO ASK ABOUT...YOUR LIFE INSURANCE
What to ask a life insurance specialist to help ensure your coverage fits your needs.
Have my life insurance needs changed?
Has your family grown? Has your level of income changed? Has your coverage through work changed? Life events have an impact on your life insurance needs, and your life insurance specialist can help tailor a plan for you.
Do I have the right type of life insurance to fit my needs?
For example, short-term life insurance may have made sense when you were younger, but now you may prefer long-term coverage for your retirement years. Or maybe you’d like to leave an inheritance for your children. Your AAA Life Insurance Specialist can help you weigh the pros and cons of changing to a permanent policy.
What riders does my policy offer?
Your AAA Life Insurance Specialist can review and explain any policy riders, such as Return of Premium, in which your premiums are returned to you if you outlive the policy.*
Who are the beneficiaries on my policy?
It’s a good idea to review the beneficiaries on your policy in case there have been any changes (you have more children, for instance, or a beneficiary passes away).
Who can my family turn to for guidance through the claim process?
The relationship that you’ve built over time with your AAA Life Insurance Specialist can help make the claim process easier for your loved ones. They will be there for your family to guide them through the claim process.
To contact your AAA Life Insurance Specialist, call Lisa Moyer at 484-546-0719 or email LMoyer@aaanc.com.
*Return of Premium (ROP) is offered through the Intermediate Period Endowment Rider. Some exclusions may apply. Policy and benefit must remain in force in order to receive a return of premium. A portion of the ROP amount may be paid if the policy is terminated prior to the end of the initial term period. ROP is not available with a 10-year term policy.
Life insurance underwritten by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except NY. Policy Form Series ICC11-1201/TL-1201, ICC11-1207IPE/TL-1207IPE. ALAN-23113-N15-XX
MEDICARE 101
Let us help you make sense of your Medicare options.
Come to a AAA-sponsored
Medicare 101 educational meeting.
Medicare doesn’t cover all of your health care costs 100 percent. Additional coverage can help prevent substantial out-of-pocket costs should you get ill or need surgery.
Find the solution that best suits you. Join us at one of our “Medicare 101” meetings to get the full picture.
Tuesday, April 26 – 6:00 p.m. (RSVP by April 25) Saturday, April 30 – 10:00 a.m. (RSVP by April 29)
Meeting will be held at: AAA Northampton County, 3914 Hecktown Road, Easton, PA 18045
Space is limited.
Call today to reserve a spot for yourself – and a friend: 610-258-2371
Not connected with or endorsed by the U.S. Government or Federal Medicare Program. This is a solicitation of insurance. You may be contacted by an agent. Call to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations. Limitations, copayments and restrictions may apply. Plan features and availability may vary by location.
MOTORC YCLE AND
MOTOR HOME INSURANCE
Now available at
AAA Northampton County!
Get MORE LIFE for less
$500,000 20-YEAR TERM LIFE POLICY Annual premium, age 35, best class for non-nicotine
COMPANY MALE FEMALE
AAA Life
$255 $225
New York Life Pacific Life Prudential State Farm
$395 $340 $260 $245 $390 $320 $370 $320
Comparison of publicly available rates from www.term4sale.com and company websites. Rates current as of 11/4/2015.
Get a free, no-obligation life insurance quote from a local AAA Life Insurance Specialist today.
LISA MOYER
AAA NORTHAMPTON COUNTY
3914 HECKTOWN ROAD, EASTON, PA 18045 484-546-0719
Premiums are guaranteed for the term period, then increase annually thereafter. Premiums above are examples only and may vary based on your personal health history and underwriting guidelines. See policy for specific details of coverage. Policy and its features may not be available in all states. Coverage ends at age 95. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Automobile Club of Southern California CA License #0003259. CSAA Life Insurance Agency of California, Inc. CA License #0D12130. Insurance products in Northern California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Your local club and/or its affiliates act as agents for AAA Life. Policy Form Series ICC11-1201/TL-1201.
ALAN-22668-N15-XX
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You can save with AAA Life
3914 Hecktown Rd., Easton, PA • (610) 258-2371 • www.aaanc.com
SPRING 2016
Now!