Page 9 - AAA Schuylkill County – AAA Now! – November/December 2018

TRAVEL
6 Times You Need to Purchase Travel
TM
Medical
Insurance
There are plenty of reasons why you might travel internationally, and it’s always in your best interest to consider a travel medical insurance plan.
The dream of international travel can become a reality in so many ways. Some people might find an opportunity to study abroad, while others may save for years to take an international excursion. Whatever the case, traveling internationally can be an exhilarating and memorable experience.
However, in the joyful flurry of getting ready
for your trip, it can be easy to overlook some
of the mandatory requirements for traveling internationally. Whether you’re a seasoned jet-setter or a first-time international traveler, there’s one key aspect you should never overlook: the importance of having international travel medical insurance.
This type of insurance provides individuals, families and groups medical coverage while they’re traveling outside of their country of residence
from five days for up to two years. It is designed
to protect travelers in the event they become
sick or injured while away from home.
In some cases, travel medical insurance might even be mandatory for travelers.
Here are six instances in which travel medical insurance is required or strongly encouraged:
INTERNATIONAL STUDIES
Studying in another country is a fantastic experience that can teach students valuable life lessons while providing fond memories for years to come.
If you get the chance to study internationally, be sure to look into your university’s requirements for international student health insurance – a type of travel medical insurance.
Some student visas, such as the J1 visa to participate in a cultural or educational exchange program in the United States, also require a certain level of travel medical coverage.
TRIPS TO CERTAIN COUNTRIES
Many countries require foreign visitors to have travel medical insurance upon entry. The United
States, Schengen countries, Cuba, Russia and Antarctica are all examples of countries that require certain travelers to have medical coverage during their stay. Be sure to do a little more research before embarking on your trip.
ORGANIZED TOURS
Many guided tours often require that you purchase travel medical insurance
or travel insurance
that provides medical benefits (coverage for personal accident, death, medical expenses and emergency repatriation).
IMG member Tiffany S. and her husband joined
a small group tour for
our first trip to Africa to maximize the journey and experience. For many of the tour’s activities, including our trip to the Serengeti and hiking
with gorillas, they were required to stay with our guided group at all times.
They also were required to purchase travel medical insurance or travel insurance. The tour company’s booking terms expressly stated that if they did not
provide proof of this coverage, they would not be able to join the trip.
WORKING HOLIDAY SCHEMES
These types of programs or agreements allow people to work in and explore other countries
(continued on page 10)
free to
rock the boat
TripAssist travel insurance allows you to go with the flow. It can free you up to make the most
of your vacation. Nothing will hold you back knowing that you and your travel plans are safe.
Talk to your AAA Travel Agent today for more information.
Terms, conditions and exclusions apply. Insurance products are underwritten by BCS Insurance Company or Jefferson Insurance Company. AGA Service Company is the licensed producer and administrator of these plans.
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NOVEMBER/DECEMBER 2018
9
Now!