Page 16 - AAA Now! – AAA Schuylkill County – Winter 2020

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PUTTING A PROTECTION PLAN IN PLACE WITH LIFE INSURANCE
INSURANCE SERVICES
make sure your grandchildren have life insurance added to the financial protection they need in their own lives. It might also be time to start thinking seriously about an inheritance strategy for when you are no longer around – do you want funds to go directly to your children, your grandchildren, or perhaps a favorite charity? Life insurance can help make sure these proceeds go exactly where you’d like them to and provide you with added peace of mind.
Simply put, life insurance can help prepare you and your loved ones for a lifetime of financial priorities. Visit AAALife.com to get a free quote.
AAA Life and its agents do not provide legal,
financial, or tax advice. Therefore, you may wish to
consult independent professional advice prior to
the purchase of these products.
1,2 LIMRA 2018 Barometer Study
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People like to plan for living, and most have financial goals that they prioritize throughout their lifetime. These priorities often include reducing debt – such as bills, the mortgage and student loans – paying for medical expenses, leaving an inheritance and maintaining their family’s standard of living if they die.1
Nearly one in five consumers say that these types of financial priorities are more important than getting life insurance.2 But did you know life insurance can actually help solve many of these financial concerns?
You shouldn’t have to decide between life insurance and saving for graduation, tuition, weddings or retirement. With the right product, you can save for life events and help protect your family at the same time.
Consider these stages of life and how life insurance can fit into each one:
YOUNG SAVER
For someone who’s single without children, it may seem more important to pay off student loans and other debt than to take on a new financial obligation, especially if you’re trying to save up for something
significant, like a down payment for a home or getting married. But if you’re planning on getting married, having kids or buying a home at some point in the future, now is actually a great time to think about life insurance as a way to help protect these plans.
The cost of life insurance is typically based on three things: your age, health and habits. That means it gets more expensive as time goes by. It’s more likely you will qualify for better rates now, while you are younger – making it a smart idea to lock in lower life insurance premiums today.
MID-LIFE PLANNER
If you have an established career, a home and a family, it may be time to start thinking about your children’s graduation parties, college expenses and even their wedding day. Life insurance could help to make sure there are funds available to your family for these important events if something were to happen to you. It can also help maintain their standard of living in the event they lose your income.
RETIREES
If you’re a mature adult, life insurance can help
Have you stopped to think about the countless reasons why you need life insurance?
Your “why” isn’t just about who you’re protecting — it’s about what you’re doing to protect them.
What’s your why?
#thisiswhy
Term Life
Mark Gabriel AAA Schuylkill County 340 S. Centre St Pottsville, PA 17901 (570) 622-4991
Universal Life
Whole Life
Contact an agent to get a FREE life insurance needs assessment TODAY!
Products and their features may not be available in all states. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Automobile Club of Southern California CA License #0003259. CSAA Life Insurance Agency of California, Inc. CA License #0D12130. Insurance products in Northern California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Your local AAA club and/or its affiliates act as agents for AAA Life. Traditional Term Life Policy Form Series: ICC19-1801/1801 (In OR: ICC19-1801); Universal Life Policy Form Series: ICC19-3701/3701 (In OR: ICC19-3701); ICC19-4701/4701 (In OR: ICC19-4701). Whole Life Policy Form Series: ICC18-5601/5601 (In OR: ICC18-5601).
ALAN-26495-N19-XX
16 Text APP188 to 88202 to download the AAA app or use your preferred App store WINTER 2020
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