Page 6 - AAA Shelby County – AAA Now! – March/April 2019

INSURANCE SERVICES
CHECK OFF YOUR ANNUAL INSURANCE CHECKUP
Just as an annual physical is good for your health, taking time to regularly examine your insurance coverage can help ensure your financial well-being. Follow these simple steps to make sure your insurance coverage is still a good fit for your needs:
Know your coverage. Review your current auto, home and life insurance coverages. Know what your deductibles are for each policy (the amount of your claim for which you may be responsible). Contact your agent or insurance customer service if you don’t know the details of your policies.
Think about what’s changed since your last checkup:
• Did you get married or experience another life-changing event recently?
• Have you renovated, downsized or upsized your home?
• Have you acquired a vacation or rental property?
• Do you have a new driver in your family?
• Have you joined a carpool and increased or decreased the number of miles you drive?
• Have you recently acquired valuable items such as jewelry, artwork, collectable coins or electronic equipment?
You may want to change your insurance
coverage depending on the answers to these
questions. Make sure to ask your agent or
insurance customer service about multi-
other additions might increase the possibility of injuries. This may also be the time to consider getting a personal umbrella policy for additional liability coverage.
Consider natural disasters. Homeowners policies do not cover flood or earthquake damage. Think about adding this insurance if you’re at risk, and remember that floods can happen with little or no warning, even if you’re not in a flood zone or near a body of water.
Evaluate your auto coverage. If you have
an aging vehicle, you may want to remove collision coverage. If you’ve changed jobs, retired or plan to go on more (or fewer) long- distance road trips, you may want to adjust your policy to reflect the number of miles you intend to drive. If your child is going away
to college with a car that’s covered by your policy – or leaving a car at home – be sure to inform your agent. All of these changes could
affect what you pay.
Call your agent. Call your AAA insurance agent or insurance customer service or visit your local branch to discuss your insurance needs. Work with them to determine what policies and deductibles work for your budget.
garages. Keep a copy of the inventory online or in a secure place, like a safe deposit box.
Check your liability coverage. Make sure the liability coverage on your homeowners or renters policy is adequate, especially if you’ve enhanced your property. Things like swimming pools, hot tubs, trampolines and
Insurance Check Up
SHELBY COUNTY DRIVING SCHOOL
2019 Classroom Schedule
Learn to drive with the leader in driving safety! Classes are taught by state-certified instructors with experience in working with young people.
SIDNEY CLASSROOM SCHEDULE
April 22, 23, 24, 25, 29, 30, May 1, 2 ........ 5:00 p.m. - 8:00 p.m. *May 28, 29, 30, 31, June 3, 4, 5, 6..... 9:00 a.m. – 12:00 p.m.
*First week classes are Tue - Fri
June 17, 18, 19, 20, 24, 25, 26, 27............. 5:00 p.m. - 8:00 p.m. July 15, 16, 17, 18, 22, 23, 24, 25........ 9:00 a.m. – 12:00 p.m. Aug 5, 6, 7, 8, 12, 13, 14, 15 .................... 9:00 a.m. – 12:00 p.m.
Classroom work held at Shelby County AAA office. A minimum of 10 students required.
VERSAILLES CLASSROOM SCHEDULE
June 3, 4, 5, 6, 10, 11, 12, 13 ................ 9:00 a.m. – 12:00 p.m.
Classroom work held at Versailles High School. A minimum of 10 students required.
MINSTER CLASSROOM SCHEDULE
**May 28, 29, 30, 31, June 4, 5, 6, 7... 9:00 a.m. – 12:00 p.m.
**Both weeks are Tue - Fri
Classroom work held at Minster High School. A minimum of 10 students required.
Class dates, times & locations subject to change.
PRICE FOR CLASSES
(Includes 24 hours of classroom & 8 hours of driving.)
AAA Member Price: $325.00
Non Member Price: $350.00
INSURANCE CHECKUP
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MARCH/APRIL 2019