Page 30 - AAA Every Day – AAA Hudson Valley – October/November 2020

FINANCIAL SERVICES
Whether shopping for essentials, requesting food card management tools include online account access
deliveries, ordering groceries or paying bills, consumers are fueled by the convenience and value the online world affords. If you find yourself in the same position, it’s vital to protect your finances while doing so.
Reloadable prepaid cards are
growing in popularity as an online
payment option that limits exposure
to potential fraud. The cards can be
used directly at online merchants
or stored as a card on file as an
alternative payment method. Adding
these cards to the wallet — physically
or virtually — give consumers a
simple way to segregate funds from
their primary account(s). Finances
and personal information are
protected against virtual spending
risks since reloadable prepaid cards are not linked to a bank or credit account. Cardholders can even set the amount available to spend, allowing greater control over budgeting and unintentional overdrafts. No credit check or application is required to get a card, which means borrowing money and incurring debt are obsolete.
Many prepaid cards offer free and simple ways to access and manage account information. Popular
and smartphone apps to monitor card balance and transaction activity anytime, anywhere. Thousands of retailers offer the ability to reload prepaid cards with cash, check or debit cards — several at no cost. It’s also possible to automate the reloading process with direct
Card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.
Getty Images
deposit.
Those who want ultimate peace of mind
choose prepaid cards with chip-and-PIN technology and the backing of major payment networks, such as Visa. Prepaid cards can be used anywhere the major network is accepted. If a card is lost or stolen, some cards even offer emergency services, like cash and card replacement.
Reloadable prepaid cards are an ideal financial solution for the entire family. With online payments and shopping becoming mainstream, and with the amount of fraud
on the rise, it’s crucial to choose a payment solution that delivers all-around protection for every level of spending. Start giving yourself the freedom to spend securely with a card backed by the trusted reputations of AAA and Visa with the AAA MemberPay Visa Prepaid Card.
For more details or to purchase a card online, visit AAA.com/MemberPay or your nearest AAA Hudson Valley office.
30 I OCTOBER/NOVEMBER 2020
Paying Securely
with Online Spending