1 Annual Percentage Yield (APY). APY applies to personal accounts only. Online Savings Account rate based
on a $500 minimum balance. Rate may change after account is opened. Fees could reduce earnings on
the account. Advertised rate is valid as of 07/22/13 and subject to change daily without notice. Deposit
accounts offered through Discover Bank.
2 National Average APYs based on specified product types of top 50 U.S. banks (ranked by total deposits)
provided by Informa Research Services, Inc as of 07/22/13. Although the
information provided by Informa Research Services, Inc has been obtained from
the various institutions, the accuracy of this information cannot be guaranteed.
©2013 Discover Bank, Member FDIC
Earn over 5x the National Savings Average
2
with a AAA Online Savings Account.
is your
money doing
better
than
your neighbor’s?
Discover Bank
Open an
account today!
1-800-347-7056
U.S.-based Banking
Specialists available 24/7
AAA.com/Deposits
See all our current rates
0.80
%
Online Savings Account
As of 07/22/13
APY
1
Mention offer code: A120412
19
Fall 2013
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Doctor of Audiology
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Another great way to save money is to take advantage of company-
sponsored 401(k) plans. Often companies will match a portion of your
contribution to boost your retirement savings even more. Ask, too,
if your employer offers Coverdell Educational Savings Accounts (to
help pay for a child’s elementary, secondary and post-secondary
education expenses) and Health Savings Accounts to help defray the
cost of qualified medical expenses.
Tip #6: Save for an emergency
Even in tough times, many financial advisors recommend having an
emergency fund that can cover 3-6 months of living expenses. This
is cash to fall back on in the event of a job loss or other adversity.
Consider putting emergency-fund cash into an Online Savings
account. And check out our Money Market accounts, too. They
combine high yields and easy access to your money whenever you
need it. CDs offer even higher returns and may be ideal for your
longer-term emergency saving strategies.
The AAA Deposit Program offers Online Savings and Money Market
Accounts, along with a full range of CDs and IRA CDs with terms from
3 months to 10 years. Plus, AAA members receive preferred member
rates on 12, 24, and 60 month CD terms.
Open an account online in minutes at AAA.com/Deposits, or call
our 24-hour U.S.-based Customer Service at 888-728-3230.
Deposit Accounts offered through Discover Bank, Member FDIC. The
article and information provided herein are for informational purposes
only and are not intended as a substitute for professional advice.
Saving and Budgeting
Continued from page 18
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Financial
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