Winter 2014
22
3914 Hecktown Rd., Easton, PA • (610) 258-2371 •
Member
Services
AAA
Now
!
TM
Whether you’re saving for that special project, a rainy
day or a brighter tomorrow — count on AAA Deposits to
help you reach your goals. Get great rates on our Online
Savings, Money Market Accounts, CDs and IRA CDs.
Discover Bank
AAA.com/Deposits
1-800-347-7056
24/7, U.S.-based Banking Specialists
Mention offer code:
A120412
AAApreferredmemberrateson12-24-and60-monthCDsalsoavailable.
*AnnualPercentageYield(APY).APYappliestopersonalaccountsonly.AdvertisedMoneyMarketAccountrate isvalid
asof
11/26
/
2013
andsubjecttochangedailywithoutnotice.Ratemaychangeafteraccount isopened.Feescould
reduceearningsontheaccount.MoneyMarketrate increasesto
0
.
80
%forbalancesof$100,000ormore.
MoneyMarketAccountsmusthaveanaveragedailybalanceofat least$1,500beginningonthethird
statementcycle;otherwise,amonthlyminimumbalancefeewillbecharged.
Deposit accounts offered through Discover Bank, Member FDIC
©2013 Discover Bank
0
.
70
%
For Money Market Balances
under $100,000
As of
11
/
26
/
2013
APY
*
where will
YOUR SAVINGS
take you?
[ ]
It’s easy to take online banking for granted. The
benefits and convenience of being able to manage
your accounts anywhere, anytime, have inspired
millions to make online banking an integral part of
their daily financial routines.
But that doesn’t mean you should take your online
security for granted. Cyber crime is serious business,
and you need to remain vigilant about the safety of
your personal and financial information whenever
you’re on the computer. Of course, Discover, the
bank behind the AAA Deposit Program, takes cyber
security seriously, too. Our industry-leading practices
are designed to safeguard your personal information
whenever you take advantage of our online tools
and resources.
To access your online accounts with peace of
mind, remember to take the following steps:
Be Alert for “Phishing” Scams
Don’t take the bait when online scammers try to
trick you into revealing personal and financial
information. The practice is known as phishing. It
commonly involves email messages or browser
pop-up windows that prompt you to enter account
numbers, passwords, or personal information.
Ignore these, along with any accompanying email
attachments, which may contain programs designed
to give fraudsters access to your personal information.
Don’t be fooled by appearances. Some “phishy”
emails are cleverly designed to look like they came
from reputable institutions, such as well-known
companies. But well-known companies don’t contact
customers looking for this type of information, so
delete any email asking you to provide details about
you or your accounts. If you’re unsure whether an
email about one of your accounts is legitimate, call
the institution’s customer service phone number or
log on to your account directly – not through a link
provided in the email.
Safeguard Your Access
Make sure your wireless network is secure. An
unsecured wireless network is easily accessible to
outsiders, some of whommay try to access account
information on your computer. One way to keep them
out is by using a wireless router that can encrypt
(scramble) the data on your network.
Be cautious about public access. Just as you can’t
assume public wireless networks – such as those in
Internet cafes and hotel lobbies – are secure, you
can’t assume that all public computers are safe.
Never log on to banking and financial accounts
using a computer that you don’t own or trust.
The information you enter could be stored or
transmitted without your knowledge, potentially
for use by criminals.
Shop Safely
Always use a secure website, like
AAA.com/Deposits online banking site, when
making online transactions. Generally speaking,
you can tell you’re on a secure website when
you see a padlock symbol in the frame of your
web browser. Also, the website will begin with
“https” rather than “http.”
Discover understands the importance of ensuring
online security, and makes it a top priority. They
offer industry-leading encryption and firewall
technology to shield your personal information
and online networks from unauthorized users. And
their dedicated fraud specialists are constantly on
the lookout for suspicious activity, ready to put a
hold on questionable transactions and notify you
right way.
The AAA Deposit Program offers Online Savings
and Money Market Accounts, along with a full range
of CDs and IRA CDs with terms from 3 months to
10 years. Plus, AAA members receive preferred
member rates on 12, 24, and 60 month CD terms.
Open an account online in minutes at
AAA.com/Deposits, or call our 24-hour U.S.-based
Customer Service at 888-728-3230.
Deposit Accounts offered through Discover Bank, Member FDIC.
The article and information provided herein are for informational purposes
only and are not intended as a substitute for professional advice.
Protecting Yourself Online
Visit us online at
CenterAudiology.com
Serving the Lehigh Valley
for more than 25 years!
Janet Westlund
, Au.D.
Doctor of Audiology
Center
for
Audiology
Services
2571 Baglyos Circle, Ste B-28
Bethlehem, PA 18020
610.866.2929
Call today for an appointment!
ProfessionalHearingAidFitting
Featuring the Latest Technology