Page 21 - AAA Northampton County - AAA Now! Winter 2014
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21
Winter 2014
3914 Hecktown Rd., Easton, PA • (610) 258-2371 •
As driver education classes
disappear frommore and more high
schools, more parents are finding
themselves to be the “designated
driving instructor” for their teen.
Teaching someone how to drive is
a huge responsibility and can be
overwhelming. Where and how does
one start?
Actually, parents have been showing
their child“how to drive”since the day
they started riding in a forward-facing
car seat. By the time they are 8 years old,
children have developed a basic belief
about driving fromobserving their
parents and other adults behind the
wheel. They’ve watched, and listened,
as rules were followed (or not) and as
attitudes toward other drivers where
displayed.
By the time they are 16, teens have
already adopted many driving habits
and are just waiting to put them into
practice.
Thus begins the most critical phase
of a young person’s life, as car crashes
remain the leading cause of death for
teens across the U.S.
How can parents prepare themselves
and their teen to safely navigate this life
phase? By learning the facts behind teen
crashes and taking action to protect their
teen, parents can help develop a safer
teen driver.
A recent list of the “Top 10 Things
Many Parents Don’t Know About Teen
Driving” compiled by the National
Safety Council included:
• The most dangerous time of a teen
driver’s life is the first 12 months after
receiving a license.
• A teen driver’s crash risk is three times
that of drivers ages 20 and older.
• More than half of teens killed in car
crashes were not wearing a seatbelt.
By knowing and strictly enforcing the
laws for teen drivers, parents may not win
a popularity contest but will be taking
the first step in protecting their teen.
Log onto
to
get the facts you need before your teen
begins to drive. AAA’s website provides
parents information regarding Licensing
& State Laws, Insurance &Vehicle
Considerations and Driver Education
options, key safety points for parents
to consider, including understanding
the facts and risks before your teen gets
behind the wheel.
To learn more about teen crashes,
the learning-to-drive process,
Pennsylvania’s Graduated Driver
License Law, parent-teen driving
agreements, and insurance for new
drivers, join us at the next AAA Dare
To Prepare Workshop. Parents and
teens will come together to begin this
critical phase as a team. The workshop
is free of charge and open to the public.
Those who wish to attend must register
in advance by contacting the Traffic
Safety Department at 610-258-2371 or
by e-mail to
.
Date:
Tuesday, February 4, 2014
Time:
6:00 p.m. - 7:30 p.m.
Location: AAA Northampton County,
3914 Hecktown Road, Easton
Member
Services
AAA
Now
!
TM
AAA Northampton County offers a 4-hour refresher course.
In order to qualify for this course, you must be 55 or older and have taken
the 8-hour Mature Operators Course with AAA Northampton County within
the past 3 years. AAA Northampton County also will be offering the 8-hour
Mature Operators Course for those who have not taken it in the past 3 years.
The cost is $10 for AAA members and $30 for nonmembers. For more
information, visit us at 3914 Hecktown Road, Easton, or call (610) 258-2371.
Classes are held at AAA Northampton County. Enrollment is limited.
5% Insurance Premium Reduction
with AAA’s Safe Driving for Mature Operators Course
8-HOUR COURSE (over 2 days)
:
9:00 a.m. to 1:00 p.m.
February 18 & 19
(Tuesday &Wednesday)
March 11 & 12
(Tuesday &Wednesday)
April 5 & 12
(Saturday)
May 6 & 7
(Tuesday &Wednesday)
4-HOUR REFRESHER COURSE
:
9:00 a.m. to 1:00 p.m.
January 7
(Tuesday)
February 12
(Wednesday)
March 8
(Saturday)
March 19
(Wednesday)
April 8
(Tuesday)
May 21
(Wednesday)
Send registration to:
AAA Northampton County Traffic Safety Dept.
3914 Hecktown Rd., Easton, PA 18045
Your cancelled check or receipt is your confirmation. You will only be notified if
course is full, cancelled or rescheduled.
New Teen Driver in Your Future?
Are You Prepared?
Please include me/us as participant(s) in the Mature Operators Course
scheduled for:_ ________________________________________________
Name:______________________________________________________________
Address:____________________________________________________________
Phone #:_______________________Membership #:________________________
Email:_ _____________________________________________________________
Get informed –
A lot has changed since you earned your driver's license
Be an active coach, partner and supervisor –
Parents play a major role in
helping teens learn to drive safely.
You set the rules –
Signing a parent-teen driving agreement helps parents and
teens set realistic expectations and establishes boundaries for your teen driver.
TeenDriving.AAA.com
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Total First Year
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1
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$3,000 - $49,999
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3.75%
$500,000 and above
4.25%
Platinum
Bonus 5
Annuity
up to
Current First
Year Rate
1
4.25
%
Great Interest Rates
on Annuities
Lisa Moyer
(610) 258-2371
AAA Northampton County
3914 Hecktown Road
Easton, PA 18045
Contact Lisa Moyer, your local
AAA Life Insurance Specialist,
to find out more about annuities
or life insurance.
If you’re just beginning to plan for your retirement
or already have begun enjoying it, an annuity
from AAA Life Insurance Company can give you
the peace of mind that will allow you to face your
future with confidence.
Annuities are a smart choice if you want to:
• Earn interest on your money now
• Pay taxes on it at a later date
2
• Be assured of a guaranteed income stream
1
Annual effective yield. The first-year declared interest rate is guaranteed for the first contract year only and is separate from the
guaranteed minimum rate effective for all contract years. Rates are subject to change without notice. The minimum guaranteed
interest rate is 1.0%.
2
AAA Life and its agents do not provide legal or tax advice. Therefore, you may wish to seek independent
legal, tax, or financial advice prior to the purchase of any contract.
Annuities are usually purchased to meet long-term goals. Product and its features may not be available in all states. Under current
tax law, earnings withdrawn before age 59 ½ may be subject to IRS penalty and taxable. During the surrender charge period,
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financial products and may reduce principal. For complete terms of the annuity, please refer to the contract. Annuities offered by
AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except NY. AAA Life CA Certificate of Authority #07861.
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