Page 4 - AAA Northampton County - AAA Now! Spring 2014
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Spring 2014
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3914 Hecktown Rd., Easton, PA • (610) 258-2371 •
AAA
Insurance
AAA
Now
!
TM
Trip Insurance is ‘Peace of Mind‘ Insurance
Do your future plans include a relaxing
vacation?
The AAA travel agencies say trip insurance is
equally as important as securing a trusted travel
agent, having your tickets in hand (what about
e-tickets?) and packing your suitcase.
As a wise sage once said, “It’s better to be safe
than sorry.” If your journey is to include a cruise, a
package tour, or an apartment or house rental –
which you would normally pay in full before you
leave – trip insurance can be quite useful. The same
is true if you should need medical insurance while
traveling overseas.
This small, additional purchase can save you
thousands of dollars if you are forced to cancel due
to unforeseen circumstances. In general, the closer
you are to your departure date, the more you will
lose – up to the full amount – including meals and
admissions to attractions. In many instances,
insurance costs can be relatively inexpensive, but
well worth the investment. Trip cancellation or
interruption insurance averages $5 or $6 per $100
of trip costs.
AAA says it is always wise to determine whether
your existing insurance policies already cover
your needs while you and your family are away:
• Check with your auto insurance company before
renting a car to find out if you are covered in the
event of an accident. Your policy at home does
not cover you abroad, except in Canada. You may
need insurance through a car rental company and
an international driving permit depending on the
country in which you are traveling.
• Find out if your personal policies cover lost
luggage. If you have an umbrella policy, lost
luggage may already be covered.
• Check with your medical insurance provider before
purchasing extra coverage for your overseas trip.
Many United States health plans do not cover you
outside of America, unless you are traveling on
business. There are several international medical
policies available that can be customized to fit your
travel plans. Also, if you are a senior citizen, you
should assume that Medicare will not cover you
while you are in a foreign country.
AAA advises travelers to do their homework
before purchasing travel insurance. For instance,
request the full contract so you will know everything
that the policy covers. In this way you will be able to
read the fine print – the growing list of restrictions that
are being imposed by some insurance companies.
AAA advises against:
• Purchasing a policy from the wholesale tour
operator from which you bought the trip. If that
company goes out of business, the chances are
very good your policy will be worthless.
• Buying trip insurance from a cruise line because
their policies can carry less coverage, and their
benefits may stop between 24 and 72 hours
before you depart. AAA recommends a policy
that will cover you up to the departure time
and/or throughout the entire trip.
AAA suggests learningmore about the benefits of
purchasing trip insurance from a qualified travel
professional, such as a AAA travel agent. Travel
insurance is your safety net should the unexpected arise,
but it is up to you – the traveler – if it is right for you.
CS-14-29939
©Disney
What’s your Disney side? That’s the side you simply can’t wait to share as a
family. It’s the side of you that laughs bigger, screams louder, and just plain
lives life to the fullest. It’s the side of you that comes out to play the moment
your family steps through the gates of the Walt Disney World
®
Resort.
So why wait? Share the magic right now and come show your Disney side!
Call 610-258-2371, click AAA.com or
visit AAA Northampton County
3914 Hecktown Road
Easton, PA 18045
Consumer Talks
CIE Ireland
March 13 at 6:00 p.m.
RSVP: 610-258-2371 by March 11
Pleasant Holidays:
Hawaii and more
April 8 at 6:00 p.m.
RSVP: 610-258-2371 by April 7
TRAVEL EVENTS WILL BE HELD AT
AAA Northampton County Office
3914 Hecktown Road, Easton, PA 18045
